The Honest Money Show
The Honest Money Show
Podcast Description
The Honest Money Show is your guide to understanding what money really is — and why today’s system isn’t working. Hosted by Anja Dragovic, this show cuts through the noise to explore how money shapes our lives, where it’s gone wrong, and what a better future could look like. Along the way, you'll discover how Bitcoin fits into the bigger picture — not as hype, but as a serious response to a broken system. Whether you're curious, skeptical, or already down the
Podcast Insights
Content Themes
The show covers a range of topics related to finance and Bitcoin, focusing on the critique of the current monetary system, the evolution of Bitcoin, and financial empowerment. Episodes delve into issues such as superannuation and Bitcoin investment strategies, the historical perspective on money, cultural barriers to Bitcoin adoption, and psychological aspects of investing. For example, Episode 5 features a comparative analysis of Bitcoin's performance vs. traditional super funds, and Episode 4 discusses Bitcoin's alignment with Austrian economics.
The Honest Money Show is your guide to understanding what money really is, and where Bitcoin fits in. Hosted by Anja Dragovic, Australia’s female-led, Bitcoin-only podcast, it cuts through the noise to explore how money shapes our lives, why the current system leaves so many people behind, and what a clearer, fairer future could look like.
Expect honest, accessible conversations with some of the most interesting thinkers in the space, the kind that take you from “I don’t really get this” to genuinely curious. No hype, no pressure, just money, made clear.
Whether you’re brand new to these questions or already deep in them, you’re welcome here.
Where is the Bitcoin price really heading, and does the power law still point to Bitcoin reaching millions?
Stephan Livera joins Honest Money to explain his outlook on Bitcoin’s price, why adoption is slower than he once believed, and what the power law model projects for the decades ahead.
Stephan explains how his thinking on Bitcoin adoption has shifted over eight years, why he now meets people wherever they enter the funnel, from ETFs to self-custody, and what the power law suggests about Bitcoin reaching roughly a million dollars in the early 2030s and around ten million by 2045. Along the way he reflects on the long game of Bitcoin, surviving your first bear market, community infighting, and what the Coldcard hack really means for self-custody.
🎙️ EPISODE SUMMARY
Stephan and Anja discuss Bitcoin’s price trajectory, the power law, bear markets, and self-custody.
The conversation moves from eight years of podcasting, through his long-term conviction on Bitcoin as money, to how he now sees adoption as a broad funnel rather than an all-or-nothing choice. He explains why he likes the power law as a grounding model over the debunked stock-to-flow, and what it projects for Bitcoin’s price into the 2030s and 2040s.
The episode also covers why the first bear market is the hardest and why dollar-cost averaging through it matters most, the exhausting community infighting around BIP-110 and spam, the quantum-security consortium forming around Bitcoin, and why, after the Coldcard hack, Stephan believes multi-vendor multisig is the real long-term answer to self-custody.
🔑 KEY TAKEAWAYS
The power law projects Bitcoin near a million dollars in the early 2030s and ten million by 2045
Stephan favours the power law as a grounded model over the debunked stock-to-flow
Bitcoin is not get rich quick, it is a five to ten year, multi-decade process
The first bear market is the hardest, and DCA through it matters most
He has evolved on “Bitcoin only” while keeping his long-term conviction
Adoption is a broad funnel, from ETFs and custodians to full self-custody
Community infighting over BIP-110 and spam burned out many builders
After the Coldcard hack, multi-vendor multisig is his long-term self-custody answer
⏱️ CHAPTERS
00:00 Intro: Bitcoin’s Path to Millions
05:09 Bitcoin Only, With Nuance
15:07 The Hybrid Car Theory of Adoption
18:21 Bitcoin as a Broad Adoption Funnel
23:45 Why Bitcoin Isn’t Get Rich Quick
30:50 Do the Price Models Actually Work?
34:47 Surviving Your First Bear Market
37:30 Infighting, BIP-110, and Spam
43:45 Institutions and the Next Fork Fights
46:16 The Quantum Security Consortium
48:38 Self-Custody After the Coldcard Hack
52:31 The Continual Learning Journey
56:56 Community Questions: Lightning in Australia
01:01:43 Final Thoughts: A Multi-Decade Process
🔗 FEATURED LINKS
Stephan Livera on X: https://x.com/stephanlivera
Stephan Livera Podcast: https://www.stephanlivera.com/
🔗 AFFILIATE LINKS
Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney
Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney
Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au
Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money
Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money
📌 ABOUT THE HONEST MONEY SHOW
The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.
🔗 CONNECT WITH US
Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.
⚠️ DISCLAIMER
This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.
#Bitcoin #StephanLivera #BitcoinPrice #PowerLaw #BitcoinAdoption #BearMarket #SelfCustody #Multisig #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow
Disclaimer
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