Susan sits down with Dr. Crystal Gifford, economist, educator, and founder of EdgeTech Global, for a grounded and eye-opening conversation about money, decision-making, and financial clarity.Drawing from over 25 years of experience, Dr. Crystal breaks down why so many people feel overwhelmed by finances—and how that often comes down to a lack of education, not capability.Together, they explore how financial anxiety shows up, how our relationship with money is shaped, and what it actually takes to move from confusion to clarity.In this conversation, we explore:• Why money feels overwhelming (and how to change that)• The connection between decision-making and financial health• How to get out of debt step by step• The role of awareness in changing financial patterns• Practical ways to start building a healthier relationship with moneyThis episode is a reminder that managing money isn’t about perfection—it’s about understanding, intention, and small consistent decisions.ABOUT DR. CRYSTAL GIFFORDDr. Crystal Gifford is an economist, educator, and founder of EdgeTech Global, a company focused on helping individuals and organizations make better decisions through innovative curriculum and decision-intelligence tools.With more than 25 years of experience, she has worked across high schools, universities, and professional organizations—translating complex financial and economic concepts into practical systems that improve real-life outcomes.She is the creator of TestFit®, a diagnostic platform designed to help students and schools make smarter decisions, and the Genius Leadership Archetype framework, which explores how different thinking styles contribute to innovation and effective leadership.Through her work, Dr. Crystal is committed to helping people reduce decision fatigue, improve financial clarity, and make more informed, confident choices.KEY TIMESTAMPS00:00:00 – Trailer00:01:19 – Introduction: Meet Dr. Crystal Gifford00:03:00 – Why money feels overwhelming (and the lack of financial education)00:08:00 – Financial anxiety, fear, and the first step to change00:13:00 – How your decisions shape your financial life00:18:00 – Spending habits, saving, and the reality of debt00:24:00 – Thinking long-term: your future self and better choices00:30:00 – How to get out of debt (practical strategies)00:38:00 – Understanding debt systems and what actually works00:45:00 – Investing, income, and building financial stability00:52:00 – Smarter tools, AI, and modern money management00:57:00 – Decision-making, mindset, and real-life examples01:02:00 – Final thoughts: responsibility, clarity, and moving forwardCONNECT WITH DR. CRYSTAL GIFFORDLinkedIn: @crystalgiffordInstagram: @drcrystalgiffordABOUT THE SHOWThe SageFull Living Podcast explores the intersection of consciousness, personal growth, and practical life tools—through conversations that invite awareness, clarity, and meaningful change.Instagram: https://www.instagram.com/sagefull_livingYouTube: @sagefull-livingWebsite: www.sagefull-living.comPodcast Disclaimer The SageFull Living Podcast is intended for informational and inspirational purposes only. The views and opinions expressed by Susan the Sage and her guests are their own and do not replace professional medical, legal, financial, or psychological advice. Listeners are encouraged to use their own discretion, seek appropriate professional support when needed, and take personal responsibility for the choices they make based on the content shared here. By listening to this podcast, you agree that neither Susan the Sage, SageFull Living, nor any of the podcast guests are liable for any outcomes that may result from applying the information discussed.