Retirement Planning Pipe-Line
Retirement Planning Pipe-Line
Podcast Description
Welcome to the Retirement Planning Pipe-Line! Your go-to resource for smart, strategic retirement planning.
Whether you're a few years from retirement or just getting serious about your financial future, Retirement Planning Pipe-Line delivers expert insights, actionable advice, and real-world strategies to help you retire confidently and comfortably. Hosted by Retirement Planning Specialists Charles “David” Pipes, and Steve Zareck, this is the radio show and podcast that breaks down key topics like investment planning, tax strategies, Social Security optimization, estate planning, and more — all with a clear focus on helping you build a secure retirement.
With 30 years of Retirement Planning experience, Charles and Steve cut through the noise, simplify the complex, and guide you through the pipeline to a well-prepared retirement. No jargon. No hype. Just clear, practical guidance to help you take control of your future.
Subscribe now and start building your retirement game plan — one episode at a time!
Call: (251) 236-4371
Podcast Insights
Content Themes
The podcast covers essential retirement-related topics such as investment planning, tax strategies, Social Security optimization, and estate planning. Specific episode highlights include discussions on the transition from career to retirement and the role of annuities in securing guaranteed income. Each episode focuses on demystifying complex financial concepts to empower listeners to make informed decisions about their retirement.

Welcome to the Retirement Planning Pipe-Line! Your go-to resource for smart, strategic retirement planning.
Whether you’re a few years from retirement or just getting serious about your financial future, Retirement Planning Pipe-Line delivers expert insights, actionable advice, and real-world strategies to help you retire confidently and comfortably. Hosted by Retirement Planning Specialists Charles “David” Pipes, and Steve Zareck, this is the radio show and podcast that breaks down key topics like investment planning, tax strategies, Social Security optimization, estate planning, and more — all with a clear focus on helping you build a secure retirement.
With 30 years of Retirement Planning experience, Charles and Steve cut through the noise, simplify the complex, and guide you through the pipeline to a well-prepared retirement. No jargon. No hype. Just clear, practical guidance to help you take control of your future.
Subscribe now and start building your retirement game plan — one episode at a time!
Call: 850-424-8977
In episode 12 of the Retirement Planning Pipe-Line – Retirement Planning Specialists David Pipes and Steve Zareck discuss why choosing to retain MYGAs (Multi-Year Guaranteed Annuities) and Fixed-Indexed Annuities over Bank CDs are a more beneficial choice for your retirement portfolio. Plus, why understanding the real rate of return—the number that determines whether you’re getting ahead financially or slowly falling behind in retirement – the key dangers to nominal vs. Real.
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Don’t miss this episode if you’re looking to further secure your financial future. Make sure to subscribe to the Retirement Planning Pipe-Line Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with David and Steve and the topic could be featured in future episodes! Don’t forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
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Listen to the radio show every Saturday morning at 8am CST — WCOA News Talk 104.9 FM and 1370 AM
Listen to Previous Episodes:
https://retirementpipeline.com/podcast
Subscribe to the show’s YouTube channel:
www.youtube.com/@retirementplanningpipeline
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Connect with Charles “David” Pipes:
Phone — 850-424-8977
Email — [email protected]
Website — https://retirementplanningpipeline.com/
LinkedIn — https://www.linkedin.com/in/charles-pipes
Connect with Steve Zareck:
Phone — 850-424-8977
Email — [email protected]
Website — https://retirementplanningpipeline.com/
LinkedIn — https://www.linkedin.com/in/steve-zareck-53b443b1
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Charles “David” Pipes is a highly respected retirement planning specialist based in South Alabama, known for his analytical precision and client-focused approach. With dual degrees in Actuarial Science and Statistics, David brings a strong mathematical foundation to every financial strategy he designs. His deep understanding of risk, probability, and long-term forecasting has made him a trusted professional for individuals planning for retirement security and strategizing income. David combines technical expertise with a personal commitment to helping clients achieve financial peace of mind in their retirement years.
Steven Zareck is a trusted independent retirement specialist and Market Leader for AmeriLife, serving clients across the Florida Panhandle, Southern Alabama, Georgia, and Tennessee. With over 30 years of experience in the retirement planning space, Steve brings a wealth of knowledge and a deep understanding of the financial needs of retirees. Backed by a degree in Economics, Steve applies a strong foundation in economic principles to help clients navigate complex financial decisions with clarity and confidence. His deep economic insight allows him to craft retirement strategies that are both practical and resilient in the face of changing market conditions.

Disclaimer
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