In this episode of the Chamber Connect Podcast, Colin sits down with Joe Carter, the local representative for the Chambers Plan Employee Benefits program, to unpack what makes the plan different from traditional market carriers. Joe explains how the Chambers Plan is a non-profit, pooled program available exclusively to Chamber of Commerce members, and why pooling can lead to more stable renewals over time, especially for smaller employers who can be hit hard by high claims on a conventional plan.They talk about real-world fit for Huron County businesses, including sole proprietors and small teams that often struggle to qualify for group coverage. Joe walks through how the plan can scale as a company grows, plus what is actually included, from health and dental to disability, critical illness, and no-medical life insurance.The conversation also highlights add-ons that are easy to overlook, including Teladoc telemedicine and mental health supports, Arcora’s Employee Assistance Program, Business Assistance Service, PayWorks payroll savings, and PocketPills delivery. If you are exploring benefits or reviewing your current plan, Joe shares how to reach him for straightforward, no-pressure guidance.