Instant Payments
Instant Payments
Podcast Description
The Instant Payments Podcast is your go-to source for conversations at the intersection of innovation, payroll, and financial wellness. Hosted by payments industry veteran Tal Clark, the show explores how real-time disbursements, earned wage access, digital tipping, and modern payment technology are reshaping the way America gets paid. Each episode features thought leaders, operators, and innovators who are advancing how workers access and manage their money. Whether you're a business leader, payroll provider, or fintech pro, this show delivers valuable perspectives on the future of payments.
Podcast Insights
Content Themes
The podcast delves into themes of real-time disbursements, earned wage access, digital tipping, and the evolving landscape of modern payment technology, with episodes like the inaugural installment featuring insights on how instant pay is transforming the restaurant industry's payroll processes.

The Instant Payments Podcast is your go-to source for conversations at the intersection of innovation, payroll, and financial wellness. Hosted by payments industry veteran Tal Clark, the show explores how real-time disbursements, earned wage access, digital tipping, and modern payment technology are reshaping the way America gets paid. Each episode features thought leaders, operators, and innovators who are advancing how workers access and manage their money. Whether you’re a business leader, payroll provider, or fintech pro, this show delivers valuable perspectives on the future of payments.
In this episode of the Instant Payments podcast, CEO Tal Clark interviews Matt Umholtz, President and CRO of AllianceHCM. They discuss Matt’s journey from working in high-end kitchens to becoming a leader in payroll and HR technology. The conversation highlights key industry challenges such as labor and food costs, turnover rates, and the importance of specialization in multi-unit restaurant operations. Matt shares insights on how technology can improve operational efficiency and employee engagement. The episode also spotlights the Workforce Warriors Award, an initiative to recognize exceptional hourly workers.
00:00 Welcome to the Instant Payments Podcast
00:41 Introducing Workforce Warriors Awards
01:05 Meet Matt Umholtz: Payroll and HR Technology Expert
02:15 Matt’s Journey: From Kitchens to Payroll
05:12 Merging Companies and Specializing in Payroll Solutions
08:27 Challenges and Opportunities in the Restaurant Industry
13:35 Labor and Food Costs: Managing Restaurant Operations
20:16 Success Stories: Building for Growth Without Losing Culture
21:44 Conclusion and What’s Next
Workforce Warriors Award: https://www.instant.co/workforce-warrior/
Instant Financial: instant.co
AllianceHCM: alliancehcm.com
Connect with Tal Clark: https://www.linkedin.com/in/tal-clark-a60776b/
Connect with Matt Umholtz: https://www.linkedin.com/in/mattumholtz/

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