The Invest and Roam Podcast with Dear Ngo
The Invest and Roam Podcast with Dear Ngo
Podcast Description
Join host Dear Ngo, founder of Remray Equity, as she interviews successful investors and entrepreneurs building wealth from anywhere in the world. Invest & Roam is for all of us ready to escape the 9-5 and live on their own terms. Learn how to shift your mindset, create passive income, use creative deal structures, and explore alternative investments — all while juggling real life. From syndications to mobile home parks, discover how smart investing fuels location, time, and financial freedom.
Invest smart.
Roam free.
Build wealth on your terms.
Podcast Insights
Content Themes
The podcast revolves around topics such as passive income, alternative investments, creative deal structures, and shifting mindsets, featuring episodes like The 5 D’s detailing multiple income streams necessary for financial security and Leveraging Other People's Everything which discusses scaling business without the hustle culture.

Join host Dear Ngo, founder of Remray Equity, as she interviews successful investors and entrepreneurs building wealth from anywhere in the world. Invest & Roam is for all of us ready to escape the 9-5 and live on their own terms. Learn how to shift your mindset, create passive income, use creative deal structures, and explore alternative investments — all while juggling real life. From syndications to mobile home parks, discover how smart investing fuels location, time, and financial freedom.
Invest smart.
Roam free.
Build wealth on your terms.
In this episode of Invest & Roam with Dear Ngo, real estate investors Jenn & Joe Delle Fave from Creative Finance Playbook break down how they scaled their portfolio without relying on banks, perfect credit, or large down payments — and how beginners can start doing the same.
If you’ve ever felt stuck waiting to qualify for traditional loans or saving for a 20% down payment, this conversation shows what’s possible using alternative investing strategies that most people never learn about.
Inside this episode:• What creative financing in real estate actually means• How to buy houses with as little as $100 down• Seller financing explained step-by-step• Subject-to real estate investing made simple• How rent-to-own creates strong monthly cash flow• Why banks limit investors (and how to work around it)• How to find off-market deals using Facebook and social media• Risks to understand before doing creative deals• How to scale from 1 deal per year to multiple deals per month• First steps beginners should take today
These strategies helped Jenn & Joe transition from traditional financing limits to building a scalable portfolio that supports financial freedom and location flexibility.
Timestamps:
00:00 Intro
01:15 Buying homes with $100 down
03:00 First seller-finance deal explained
05:00 Subject-to strategy breakdown
12:00 Scaling faster with creative finance
15:00 Finding deals through social media
18:00 Rent-to-own strategy explained
21:30 Risks investors should understand
31:00 Facebook lead generation strategy
35:00 Who should NOT use creative finance
41:00 Working together as a couple in real estate
58:00 First steps for beginners
Connect with Jenn & Joe:Instagram: @creativefinanceplaybookFacebook Group: Creative Finance PlaybookEmail: [email protected]: 585-329-4072
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