Katie Collin : Beyond the Balance Sheet
Podcast Description
Welcome to Katie Collin: Beyond the Balance Sheet, the podcast that lifts the lid on the financial realities of life as a medical professional in the UK. Hosted by Katie Collin, partner at Ramsay Brown LLP and specialist medical accountant, this show goes deeper than the numbers. From NHS pensions and tax planning to GP practice management and policy shifts, Katie shares expert insights, candid conversations, and real-world guidance tailored for doctors, practice managers, and healthcare professionals. Whether you're navigating your annual allowance, planning a career move, or running a thriving partnership, this podcast is your essential companion to making informed, confident financial decisions. New episodes drop regularly. Follow now and take control of your financial future.
Podcast Insights
Content Themes
The podcast focuses on essential financial topics for healthcare professionals, including NHS pensions, tax planning, GP practice management, and policy changes. For example, a debut episode discusses the implications of the Employer's National Insurance increase on GP practices, addressing costs and operational impacts, while future episodes will cover incorporation and its effects on medical practices.

Welcome to Katie Collin: Beyond the Balance Sheet, the podcast that lifts the lid on the financial realities of life as a medical professional in the UK. Hosted by Katie Collin, partner at Ramsay Brown LLP and specialist medical accountant, this show goes deeper than the numbers. From NHS pensions and tax planning to GP practice management and policy shifts, Katie shares expert insights, candid conversations, and real-world guidance tailored for doctors, practice managers, and healthcare professionals. Whether you’re navigating your annual allowance, planning a career move, or running a thriving partnership, this podcast is your essential companion to making informed, confident financial decisions. New episodes drop regularly. Follow now and take control of your financial future.
There’s a lot of noise at the moment around pressure in primary care.
Rising costs, structural change, and ongoing uncertainty have left many GP practices questioning how sustainable the model really is.
But from a banking perspective, the view is very different.
In this episode of Beyond the Balance Sheet, Katie Collin is joined by Lucy Brine, Director of Healthcare at Lloyds Bank, to talk through how GP practices are actually being assessed when it comes to funding, risk and long-term stability.
It’s a perspective most practices don’t usually get access to.
They discuss what really matters behind the scenes, from partnership structures through to premises and cash flow, and how lending decisions are actually made.
In this episode, they cover:
- Why GP practices are still seen as a stable sector
- What banks look at when funding buy-ins, buy-outs and premises
- Why valuations don’t always match expectations
- How partnership structures affect lending decisions
- How PCNs have evolved and the challenges around managing shared funds
- Where cash flow pressure is actually showing up
If you’re making decisions around growth, property or partnership changes, this episode gives you the context you need.

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