The Value Builder Podcast
The Value Builder Podcast
Podcast Description
The Value Builder Podcast delivers real-world strategies for creating lasting value in commercial real estate. Hosted by Saul Zenkevicius, each episode features operators, developers, and investors who specialize in value-add, adaptive reuse, and execution that performs. No fluff—just tested insights that move the needle.
Podcast Insights
Content Themes
The podcast delves into content themes including value-add real estate strategies, adaptive reuse techniques, and operational excellence, with episodes exploring topics like transforming distressed properties into high-yield assets, breaking the cycle of self-sabotage in business, and the role of mindset in real estate success.
The Value Builder Podcast delivers real-world strategies for creating lasting value in commercial real estate. Hosted by Saul Zenkevicius, each episode features operators, developers, and investors who specialize in value-add, adaptive reuse, and execution that performs. No fluff—just tested insights that move the needle.
Insurance has become one of the biggest pain points in commercial real estate. What if there were a way to stop simply paying premiums and actually participate in the economics of the insurance company?
In this episode of the Value Builder Podcast, Saul sits down with Nicolas Lares of Insur3Tech to break down captive insurance and how real estate owners can use alternative insurance structures to potentially lower costs, share risk, and participate in returns when the group performs well.
Nicolas explains the difference between traditional insurance, group captives, and independent captives, how reinsurance protects against catastrophic losses, what lenders think about captive coverage, and when a portfolio may be large enough to consider its own captive.
They also discuss how aligning incentives between property owners and the insurer can change the claims process and why Nicolas believes good operators may be subsidizing higher-risk owners in the traditional insurance market.
Chapters
00:00 Introduction
01:15 How Nicolas Got Into Insurance
04:14 The Insurance Crisis That Changed Everything
06:03 Building a Group Captive
08:11 How Captive Insurance Actually Works
10:21 What Happens When Catastrophic Losses Hit?
12:57 Why Insurance Works Like a Casino
13:53 Will Lenders Accept Captive Insurance?
15:30 What Does It Take for a CRE Operator to Get Started?
18:53 Becoming a Co-Owner Instead of Just a Customer
19:56 When Does Your Own Captive Make Sense?
22:49 Why Nicolas Questions Traditional Insurance
25:05 The Potential Economics of Captive Insurance
28:50 Why Saul Exited Southwest Florida
29:13 Rethinking the Insurance Claims Process
31:45 How to Connect with Nicolas Lares
Connect with Nicolas Lares
Website: insur3tech.com
LinkedIn: linkedin.com/in/nicolas-lares-77a328169
Email: [email protected]
About Value Builder
The Value Builder Podcast features conversations with investors, operators, developers, entrepreneurs, and business leaders focused on creating value through commercial real estate, business ownership, and long-term investing.
#CommercialRealEstate #RealEstateInvesting #CaptiveInsurance #CRE #Insurance #ValueBuilderPodcast
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