AI isn't just helping your customers decide what to buy, it's starting to buy things for them. In this episode of Settling Up, we explore agentic commerce: what happens when software acts on your behalf, makes purchases within rules you've set, and does it without you lifting a finger.We're joined by two leading voices in fintech. Chris Skinner, author of Digital Bank and the voice behind TheFinanser.com, and David Birch, advisor, Forbes contributor, and the man who literally wrote the paper on ”robots paying robots.”Together, we get into the size of the opportunity, the battle between payment rails, what consumers actually think (spoiler: they're more ready than you'd expect), the unsolved identity problem, and what all of this means for fraud, regulation, and the future of commerce.The bots are going shopping. The question is, are we ready for it?