First Home Unlocked
First Home Unlocked
Podcast Description
Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure.
First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence.
Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.
Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fits your long-term vision, Jack and Chris will guide you through every step with real conversations and expert support.
You’re not in this alone. Hit subscribe and let’s unlock your first home together.
Podcast Insights
Content Themes
The podcast focuses on key aspects of the home buying process, including strategic timing for engaging with brokers, setting personal property visions, and understanding loan strategies. Episodes delve into topics such as why it's crucial to discuss your needs early with a broker, the importance of establishing a long-term vision for property ownership, and overcoming the confusion of first-time buying with practical advice.
Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure.
First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence.
Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.
Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fits your long-term vision, Jack and Chris will guide you through every step with real conversations and expert support.
You’re not in this alone. Hit subscribe and let’s unlock your first home together.
The Northern Territory offers some of the most generous first home buyer incentives in Australia from full stamp duty exemptions for new builds, to grants worth up to $50,000. But understanding which ones truly support your long-term goals is key.
In this episode, Jack Elliott breaks down what’s available as of October 2025, including the House and Land Package Exemption, HomeGrown Territory Grants, the First Home Guarantee Scheme, and the HomeBuild Access shared equity program.
You’ll learn who’s eligible, how each incentive works, and how to think strategically about using these programs, so you can make decisions that build long-term flexibility and wealth, not just short-term savings.
In this episode:
🔑 Full stamp duty exemption for eligible house-and-land packages
🔑 $50,000 HomeGrown Territory Grant for new homes
🔑 First Home Guarantee Scheme — buy with 5% and pay no LMI
🔑 HomeBuild Access program — low-deposit and subsidised loan options
🔑 Strategy insights to help you focus on quality and long-term value
Timestamps
00:00 – Intro: NT incentives overview
00:50 – Stamp duty exemption explained
02:20 – Eligibility & key details
03:55 – Strategy: long-term thinking
05:05 – $50K HomeGrown Grant (new homes)
08:05 – Strategy: new vs established
09:20 – First Home Guarantee overview
10:45 – NT price caps & updates
12:10 – HomeBuild Access overview
13:35 – Low-deposit & subsidised loan options
17:30 – Strategy: shared equity pros & cons
18:25 – Wrap up & next steps
Unlock your Free Resources
House & Land Package Exemption (HLPE)
Home Grown Territory Grant – New Homes
HomeBuild Access Shared Equity Scheme
Want to keep the conversation going?
👉 Join the First Home Unlocked Facebook Community
📅 Book a chat with Jack for tailored support
📱Follow Us on social media: Instagram,TikTok,Youtube
Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
For a complete disclaimer, please see our Full Disclaimer on the archive page. The Podcast Collaborative bears no responsibility for the podcast’s themes, language, or overall content. Listener discretion is advised. Read our Terms of Use and Privacy Policy for more details.