First Home Unlocked

First Home Unlocked
Podcast Description
Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure.
First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence.
Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.
Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fits your long-term vision, Jack and Chris will guide you through every step with real conversations and expert support.
You’re not in this alone. Hit subscribe and let’s unlock your first home together.
Podcast Insights
Content Themes
The podcast focuses on key aspects of the home buying process, including strategic timing for engaging with brokers, setting personal property visions, and understanding loan strategies. Episodes delve into topics such as why it's crucial to discuss your needs early with a broker, the importance of establishing a long-term vision for property ownership, and overcoming the confusion of first-time buying with practical advice.

Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure.
First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence.
Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.
Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fits your long-term vision, Jack and Chris will guide you through every step with real conversations and expert support.
You’re not in this alone. Hit subscribe and let’s unlock your first home together.
When’s the right time to speak to a mortgage broker? Most first home buyers think it’s once they’ve saved the full deposit or found the perfect property, but waiting can cost you time, money, and confidence.
In this episode, Jack Elliott and Chris Bates explain why engaging a broker early (6–12 months out) can be a game-changer. You’ll learn how brokers help you plan strategically, ask the right questions, and align your situation with the right loan strategy, structure, and lender.
If you have a goal to buy, now’s the time to start the conversation.
In this episode:
🔑 The biggest timing mistakes first home buyers make
🔑 A real self-employed client story: balancing business tax and mortgage goals
🔑 What brokers actually do (beyond comparing rates)
🔑 Why loan strategy matters more than interest rates
🔑 Your timeline: what to do 6–12 months and 3–4 months out
Timestamps
00:00 – When is the best time to speak with a broker?
02:42 – Real story: self-employed client & tax return timing
03:45 – The value of working with a broker early
05:30 – Why use a broker? Policy-matching vs rate-hunting: what actually matters
08:45 – Brokers as sounding boards for life decisions
10:20 – What to expect 6–12 months out from buying using a broker
11:35 – What to expect 3– 4 months out from buying, the action step
13:00 – Pre-approval, lender selection, and getting ready to buy
🎧 Listen now to build confidence and start your journey with the right strategy in place.
Want to keep the conversation going?
👉 Join the First Home Unlocked Facebook Community
📅 Book a chat with Jack for tailored support
📱Follow Us on social media: Instagram,TikTok,Youtube

Disclaimer
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