If You Don’t Plan, You’re Stupid™
If You Don’t Plan, You’re Stupid™
Podcast Description
”If You Don’t Plan, You’re Stupid” is a podcast featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.blog
Podcast Insights
Content Themes
The podcast focuses on key topics in estate planning, including the differences between wills and trusts, common misconceptions about estate planning, and the necessity of planning for both death and incapacity, with episodes like Wills vs. Trusts: What’s the Difference and Why You Need an Estate Plan discussing practical aspects and real-life stories to illustrate the importance of these topics.
”If You Don’t Plan, You’re Stupid” is a podcast featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.blog
Episode Summary:
In this episode of If You Don’t Plan, You’re Stupid, estate planning attorney Andy Rosenberg explains one of the most powerful and misunderstood legal tools in estate planning: the Durable Power of Attorney. Andy breaks down the differences between durable, general, and limited powers of attorney, the risks of not having one in place, and how to choose the right person for this critical role. With practical examples — including real-life client stories — Andy helps listeners understand when, why, and how to use a power of attorney effectively to avoid court involvement and protect their loved ones.
Key Timestamps:
00:01 – Show intro: What is a Durable Power of Attorney (DPOA)?
01:10 – How it differs from a medical directive (healthcare surrogate)
02:15 – Durable vs. general vs. limited power of attorney explained
04:20 – Florida’s legal history: springing DPOA vs. current law
06:00 – The risks of a DPOA being immediately effective upon signing
07:15 – Who should have a DPOA? (Spoiler: everyone, including college kids)
09:20 – Real-life example: 52-year-old stroke victim without DPOA
11:10 – Why guardianship court is a nightmare for families
13:00 – Choosing the right person to be your power of attorney
15:00 – Common qualities to look for: trustworthy, financially competent, rule-follower
16:30 – What powers should be included in a comprehensive DPOA
18:10 – Medicaid planning: the crucial language often left out
19:40 – What powers should not be given in a DPOA
21:00 – Can a bank legally refuse to accept a DPOA? (Yes — but there are rules)
22:30 – Is a DPOA valid across state lines? What if you move?
24:10 – What happens to a DPOA after the principal dies?
About the Show:
If You Don’t Plan, You’re Stupid is a podcast hosted by estate planning attorney Andy Rosenberg, founder of the Law Offices of Andrew G. Rosenberg, P.A. Each episode offers straightforward, no-nonsense advice on wills, trusts, powers of attorney, and more — helping families protect their legacy and avoid unnecessary legal entanglements.
Disclaimer
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