Truly Diversified
Truly Diversified
Podcast Description
Welcome to Truly Diversified. The podcast show for smart investors who refuse to settle for Wall Street’s one-size-fits-all playbook.
Hosted by Ben Mohr, a retirement strategist with nearly two decades of experience, this podcast pulls back the curtain on how the ultra-wealthy actually build and protect their wealth.
From life settlements to alternative investments that hedge against volatility, Ben breaks down the strategies that offer true diversification beyond just stocks and bonds.
So if you're ready to think differently, protect your retirement, and grow with confidence in any economy, you’re in the right place.
Learn more: https://www.lifeassetllc.com/
Podcast Insights
Content Themes
The podcast focuses on alternative investment strategies, retirement planning, and the dynamics of wealth management, covering topics such as life settlements, the benefits of annuities, and rethinking portfolio diversification. Episodes delve into real-world examples, misconceptions around investment practices, and the ethical dimensions of investing, offering insights into how to navigate financial markets amidst volatility.
Welcome to Truly Diversified. The podcast show for smart investors who refuse to settle for Wall Street’s one-size-fits-all playbook.
Hosted by Ben Mohr, a retirement strategist with nearly two decades of experience, this podcast pulls back the curtain on how the ultra-wealthy actually build and protect their wealth.
From life settlements to alternative investments that hedge against volatility, Ben breaks down the strategies that offer true diversification beyond just stocks and bonds.
So if you’re ready to think differently, protect your retirement, and grow with confidence in any economy, you’re in the right place.
Learn more: https://www.lifeassetllc.com/
Ben sits down once again with Barry Neal, CEO of Equity Life LLC, to break down real-life performance from this year’s life settlement maturities.
If you’ve ever wondered whether life settlements actually deliver competitive returns without stock market risk, this is the episode to listen to. Barry walks through four actual maturities from 2025, including one that doubled its life expectancy, one that paid out early, and a headline-making $3 million payout that delivered a 20 percent annualized return for investors.
It’s a rare behind-the-scenes look at how these portfolios behave across the full spectrum: the early wins, the on-time cases, the long-tail maturities, and what happens to reserves when policies mature ahead of schedule.
Timestamped Highlights
00:00 Why life settlements work even when the market is shaky
00:19 Ben reintroduces returning guest Barry Neal of Equity Life LLC
01:10 What EquiLife actually does and how investors buy policy fractions
01:28 Snapshot of this year: 4 maturities totaling over $5M paid out
03:34 Policy #1: Expected 3-year LE… matured at 6 years… still a 5–7% APR
09:49 Policy #2: Expected 8 years… matured in 6… about a 13% APR
12:20 Policy #3: Expected ~35 months… matured in 38 months… about a 10% APR
14:45 Policy #4: The big one… $3M payout… matured in under half the expected time
15:15 Why that early payout produced a 20% APR
17:03 Inside the 2023 round: previous maturity delivered ~33% APR
18:17 Why investors in that round already recovered 94% of their original principal
22:11 How reserve funds from early maturities boost returns & reduce premium-call risk
25:40 Why spreading your capital across multiple portfolios improves blended APR
28:40 The reality: longevity variance is rare across multiple policies
29:54 Final recap of the year’s returns and what investors can expect
Mentioned Resources
- Equity Life LLC
- Life Asset LLC
- Life Advisor Solution (for agents)
About the Guest
Barry Neal is the CEO of Equity Life LLC, a California-based life settlement investment firm focused on building diversified life settlement portfolios for everyday investors. With nearly a decade of performance history and multiple multi-million-dollar payouts, Barry’s approach centers on transparency, actuarial discipline, and providing investors with a way to earn competitive returns without stock market exposure.
Important Links
- Book a call to speak with Ben: https://rebrand.ly/life-asset-consult
- Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e
- Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebook
Truly Diversified is an original podcast brought to you by Ben Mohr. Production and editing by Podcast Your Brand.
Disclaimer
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