In Episode 9 of Mind Vault, Phuti Mphelo unpacks the psychology of money, financial resilience, and the everyday habits that shape how we earn, spend, and grow wealth. With over 20 years of experience, she shares practical tools to help you rethink affordability, break debt cycles, and build financial fitness.✨ A must-listen conversation.👇 IN THIS EPISODE1:33 – Transitioning from being a Chartered Accountant to helping people manage their finances2:21 – The need for helping people struggling with personal finances3:01 – Money Mindset3:52 – The misconstrued perspective of money 7:27 – The science behind money10:33 – The stresses of personal finance12:58 – Advise for people struggling with debt17:05 – The false perception of affordability and the reason why we overspend22:11 – Guilt spending25:18 – The scientific term of affordability28:54 – Practical tools for financial fitness31:40 – Is money ever enough?35:13 – The difference between financial planning and personal finance38:47 – Conclusion🎧 LISTEN ON THE GOSpotify: https://open.spotify.com/show/3dqOAae…Apple Podcasts: https://podcasts.apple.com/za/podcast…💬 JOIN THE COMMUNITY✨ Tell us your biggest takeaway in the comments✨ Share the episode on Instagram or TikTok and tag @MindVault_SA — we’ll repost our favorites!🔔 DON’T MISS A DROPNew episodes every Thursday at 4 PM (GMT+2).Hit SUBSCRIBE and turn on notifications so you never miss a key insight.If you are in crisis or need mental health support, please seek help.Call SADAG (South African Depression and Anxiety Group)Toll-Free Suicide Crisis Line: 0800 567 56724-Hour Helpline: 0800 456 789You are not alone. There is support available.⚡ STAY CONNECTEDInstagram | TikTok | Facebook 📱 @MindVault_SABusiness inquiries 📨 [email protected]#MindVaultPodcast #MentalWellness #LoveYourMind #Podcast #MentalHealth #LivedExperience #ThrivingWithDiagnosis