At 33, Rickson Dsouza applied for more life insurance on his own life. The underwriter rated him up so heavily that the policy was built to expire at 67. The message between the lines was hard to miss. They did not expect him to live much longer. That was his rock bottom. Rickson was 138kg, working six and seven-day workweeks, and had just lost his father at 59 to uncontrolled diabetes. This episode of Dollars & Dirhams is the full story of what he did next. Host Anselm Mendes sits down with Rickson Dsouza, life insurance specialist at Continental, USA Today bestselling author of Take Control, and a two-time finisher of the Marathon des Sables, the 250km ultramarathon across the Sahara. They get into the health turnaround from 138kg to 75kg, why he prefers blend over balance, how he rebuilt his business after a hostile takeover, what a right-fit client really looks like, the truth about the three-day workweek, using AI as a thought partner, and the hero moment every advisor remembers, showing up with a check when a family needs it most. Whether you advise clients for a living or you are simply rethinking how you work, there is a lot here.