Mortgage Mike Helps

Mortgage Mike Helps
Podcast Description
Meet Mike Riley and Brendan Riley, your dedicated mortgage loan officers serving the greater Orlando area. With over 30 years of experience, Mike Riley is a seasoned expert in the mortgage industry and a trusted partner for homebuyers, realtors, and industry professionals alike. Whether you're a first-time homebuyer or a seasoned real estate agent, Mike's deep knowledge, strategic insights, and strong local partnerships make him the go-to resource for all your mortgage needs.
Mortgage Mike Helps is especially valuable for new and experienced realtors looking to sharpen their edge. Through short, insightful episodes, Mike and Brendan breaks down essential mortgage concepts, shares practical sales strategies, and delivers actionable tips for navigating the homebuying process. These bite-sized lessons are perfect for your morning commute or quick breaks, and full video episodes are available anytime at MortgageMikeHelps.com.
Podcast Insights
Content Themes
The podcast focuses on key mortgage concepts, homebuying strategies, and industry insights, covering topics such as condo financing, buyer closing costs, property tax implications, and the relationship between Fed rate cuts and mortgage rates. Episodes include practical case studies and expert tips, like the advantages of seller concessions over price reductions and the importance of getting the correct mortgage pre-approval.

Meet Mike Riley and Brendan Riley, your dedicated mortgage loan officers serving the greater Orlando area. With over 30 years of experience, Mike Riley is a seasoned expert in the mortgage industry and a trusted partner for homebuyers, realtors, and industry professionals alike. Whether you’re a first-time homebuyer or a seasoned real estate agent, Mike’s deep knowledge, strategic insights, and strong local partnerships make him the go-to resource for all your mortgage needs.
Mortgage Mike Helps is especially valuable for new and experienced realtors looking to sharpen their edge. Through short, insightful episodes, Mike and Brendan breaks down essential mortgage concepts, shares practical sales strategies, and delivers actionable tips for navigating the homebuying process. These bite-sized lessons are perfect for your morning commute or quick breaks, and full video episodes are available anytime at MortgageMikeHelps.com.
Mortgage Mike Helps | How Condo Financing Works Link to YouTube Video Episode: https://youtu.be/iaEb5rgkrGg
Condo deals don’t have to be scary—if you know what to expect, they’re often smoother than you think!
In this episode, Brendan and Mike Riley break down everything you need to know about condo financing—from association approvals and Fannie/Freddie guidelines to avoiding deal-breaking delays. Whether you’re a realtor working with condo buyers or a buyer yourself, this video pulls back the curtain on the often misunderstood world of condo mortgage approvals.
Learn why some condos are a no-go for FHA and VA loans, how conventional loans offer more flexibility, and the critical role the condo association plays in your deal’s success.
Stop losing condo deals over paperwork and miscommunication. Know the process, avoid delays, and close confidently.
For more expert mortgage tips, visit mortgagemikehelps.com Subscribe for the latest videos from Mortgage Mike Helps on Youtube @rileyteammortgageloans
00:00 – Intro: Why condos don’t scare us 00:12 – What makes condo financing different 00:27 – The importance of association vetting & questionnaires 00:36 – FHA & VA condo lists: strict yes or no 01:08 – How conventional loan condo approvals work 01:40 – Red flags: lawsuits, owner concentration, low reserves 02:30 – The importance of insurance and cash reserves 03:00 – Occupancy rules: when they do and don’t matter 03:14 – Most condos do get approved—here’s why 03:33 – Why cooperation from the condo association is essential 04:04 – Real-world delay example: part-time associations 04:30 – Pro tip: Get contact info from the listing agent 04:48 – Why realtors shouldn’t fear condos—we’ll do the heavy lifting
Don’t let a mystery derail your deal—equip yourself with the knowledge to navigate condo financing like a pro. 📧 Email Us: [email protected]

Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
For a complete disclaimer, please see our Full Disclaimer on the archive page. The Podcast Collaborative bears no responsibility for the podcast’s themes, language, or overall content. Listener discretion is advised. Read our Terms of Use and Privacy Policy for more details.