Hey Neighbor
Podcast Description
HOA life isn’t just about bylaws and board meetings, it’s about building something real.
Welcome to Hey Neighbor, the podcast for homeowners, board members, and community leaders who want more than just rules. They want connection, clarity, and a community that actually works.
Our mission is to help you unlock the full potential of your neighborhood, whether you’re navigating conflict, leading with purpose, or just trying to figure out what those HOA fees actually cover. If you care about where you live, and who you live next to, this is your space.
Hosted by community expert Denise Haas, Hey Neighbor dives into the real stories and behind-the-scenes truths of HOA life. Each episode, we explore the issues no one talks about but everyone deals with, from neighbor disputes and boardroom drama to financial transparency and shared wins.
Whether you're new to HOA life or a seasoned board member ready for change, this is where real talk meets real solutions - with just enough laughs along the way.
Subscribe now, and let’s build better communities together.
Podcast Insights
Content Themes
The podcast explores a variety of themes related to homeowners associations, focusing on real-life community issues such as neighbor disputes, boardroom dynamics, and financial transparency. Example episodes include discussions on the impacts of COVID on neighborhood life and perspectives on effective covenant enforcement, all aimed at unlocking the potential of communities.

HOA life isn’t just about bylaws and board meetings, it’s about building something real.
Welcome to Hey Neighbor, the podcast for homeowners, board members, and community leaders who want more than just rules. They want connection, clarity, and a community that actually works.
Our mission is to help you unlock the full potential of your neighborhood, whether you’re navigating conflict, leading with purpose, or just trying to figure out what those HOA fees actually cover. If you care about where you live, and who you live next to, this is your space.
Hosted by community expert Denise Haas, Hey Neighbor dives into the real stories and behind-the-scenes truths of HOA life. Each episode, we explore the issues no one talks about but everyone deals with, from neighbor disputes and boardroom drama to financial transparency and shared wins.
Whether you’re new to HOA life or a seasoned board member ready for change, this is where real talk meets real solutions – with just enough laughs along the way.
Subscribe now, and let’s build better communities together.
Insurance costs in your HOA are still rising, but the market is shifting.
In this episode, Denise Haas sits down with Tressa Bishop, Senior Vice President at Alliant Insurance Services, to discuss premium trends, coverage models, and the risks boards need to watch for. They break down what happens when communities shift responsibilities between the association and owners, the fine print in master vs. individual policies, and why relying on “self-insurance” isn’t realistic.
Timestamps:
(00:00) Intro
(03:12) The basics of HOA insurance coverage
(03:54) Difference between admitted and non-admitted carriers
(12:53) How COVID impacted insurance premiums
(14:37) Unique insurance challenges in Colorado
(18:16) Shifting insurance responsibility to homeowners
(22:28) Clarifying horizontal boundaries in Colorado
(23:47) Moving to individual unit insurance policies
(25:06) Issues with shared walls and roofs
(27:58) Exploring self-insurance options for communities
(30:30) Explanation of HO-6 and HO-3 policies
(32:34) Coverage gaps with special assessments
(37:00) Tips for avoiding insurance coverage gaps
(40:47) Importance of building detailed insurance data
(45:41) What the HOA? Dog poop forensics
Connect with our guest:
Tressa Bishop on LinkedIn:https://www.linkedin.com/in/tressa-bishop/
Learn more about Alliant Insurance Services: https://alliant.com/
Connect with me:
Denise Haas on LinkedIn: https://www.linkedin.com/in/denise-haas-aa908219/
Learn more about Five Keys: https://www.fivekeyscm.com/

Disclaimer
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