The Financially Fit Couple
The Financially Fit Couple
Podcast Description
Hey there, and welcome to the Financially Fit Couple! This podcast is all about answering the questions busy, married couples find themselves asking about their finances. I’m Matthew Gray, your host and a Certified Financial Planner. Join me as I interview topic experts and other couples just like you to find out how to pursue your goals and live financially healthy lives. Let’s get started!
Podcast Insights
Content Themes
The podcast focuses on personal finance topics specific to married couples, with episodes covering areas like disability insurance, the home buying process, and real estate financing, exemplified by interviews with experts who share insights on insurance coverage, realtor relationships, and mortgage lending nuances.

Hey there, and welcome to the Financially Fit Couple! This podcast is all about answering the questions busy, married couples find themselves asking about their finances. I’m Matthew Gray, your host and a Certified Financial Planner. Join me as I interview topic experts and other couples just like you to find out how to pursue your goals and live financially healthy lives. Let’s get started!
Matthew Gray, a certified financial planner, interviews Scott Yamamura—author of Financial Epiphany, financial coach, and TEDx speaker—about helping the next generation talk about money and build financial literacy. Scott shares his “Power of 16” rule of thumb: assuming money doubles about every 10 years, investing early can multiply initial contributions up to 16x over a roughly 40-year career, and this multiplying power effectively halves every decade as you age.
He frames this as a motivating, loss-aversion-friendly “money athlete” analogy to prompt action, curb overspending, and avoid debt, with examples including retirement saving, opportunity cost for purchases, and a 529 plan that doubled over time. Scott points listeners to financialepiphany.com, his book, a forthcoming TEDx talk, and a free “Money Moves Guide,” and encourages starting with tools like a Roth IRA and seeking a financial professional as a coach.
00:38 Meet Scott Yamamura
02:56 Why Money Feels Taboo
05:35 Power of 16 Explained
10:50 Teaching Kids the Concept
15:45 Beating Overspending and Debt
21:24 From Wealth to Purpose
28:04 Books Tools and Free Guide
29:39 Roth IRA and Getting a Coach
33:12 Final Challenge and Wrap Up
34:26 Disclosures and Credits
Resources
Scott Yamamura
Matthew Gray
https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/
https://schrockfin.com/
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC

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