🎙️ New HODL FM Podcast is live!

In this episode, Tanya sits down with Konstantins Vasilenko — co-founder of Paybis, a crypto on-ramp provider helping both retail users and businesses enter the digital asset economy.

They discuss how institutions, fintech companies, and global businesses are integrating crypto, why stablecoins are becoming the backbone of payments, and what regulation like MiCA and the Clarity Act could mean for the future of crypto adoption.

🔗 Guest:
Konstantins Vasilenko → https://www.linkedin.com/in/konstantinvasi…
Paybis → https://paybis.com/

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⏱️ Timecodes:

00:48 — Konstantin’s background & entering crypto in 2014
01:24 — What Paybis does and how it started
04:01 — Retail vs institutional crypto adoption
05:00 — Why businesses are driving more crypto volume than retail
07:33 — Which companies are adopting stablecoins
08:10 — How stablecoins improve global payments
10:25 — MiCA regulation: good or bad for crypto?
13:10 — Why regulation brings institutional adoption
16:55 — USDT vs USDC dominance in the stablecoin market
17:34 — The Clarity Act and US crypto regulation
20:05 — Institutional demand vs retail participation
20:46 — Is altseason still coming?
22:30 — Why most crypto projects fail
24:30 — Do beginners still buy altcoins?
25:39 — Is retail interest in crypto growing?
27:03 — Why stablecoins may dominate payments in the future

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🎧 Available on Spotify, Apple Podcasts & more.

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