In this episode of The 256 Investor Podcast, host JD sits down with seasoned real estate appraiserNatalie Jay of Definitive Valuations to uncover the truth behind the appraisal process—a step many real estate investors overlook until it's too late.

With over 20 years of experience, Natalie breaks down how appraisal standards have evolved post-recession, how home appraisals impact real estate deals, and what new and seasoned investors must know to avoid costly appraisal mistakes. From understanding how a sunroom, unfinished basement, or detached dwelling affects a property’s appraised value, to navigating hard money loans, FHA appraisal requirements, and the rise in foreclosures—this is a must-listen for anyone investing in real estate in today’s market.

Whether you're flipping properties, buying rental homes in North Alabama, or investing out of state, this episode gives you the edge you need to make smart, informed decisions.

👉 Topics Covered:

• Why real estate appraisals are crucial—even when paying cash

• How to prepare for VA, FHA, and conventional loan appraisals

• The biggest red flags real estate investors miss when evaluating properties

• What really goes into determining comparable value (comps)

• How wholesalers mislead buyers with inflated ARVs

• The impact of the Dodd-Frank Act and current appraisal regulations

• Tips for investing wisely in Huntsville's real estate market

📈 Whether you’re buying your first rental property or scaling your portfolio, this deep dive will sharpen your investment strategy and help you better navigate the real estate appraisal process.