In this empowering episode, Tom Quigley and Neil Haley explore the critical role that employees can play in transforming their company's healthcare benefits. Titled “Advocating for Better Benefits,” the discussion zeroes in on how employees can introduce ClaimLinx’s innovative health insurance solutions to their HR departments and leadership—saving money and improving benefits for everyone.

Tom pulls back the curtain on why traditional brokers continue to dominate the benefits space (hint: commissions), how HR decisions often block progress, and how employees can spark a change just by asking the right questions. If you're frustrated with high deductibles, weak coverage, or rising premiums, this episode is your playbook for action.

• How employees can introduce ClaimLinx to HR or leadership

• The dangers of status quo benefits and how they’re costing your company money

• Why dental insurance is often a poor value—and disability insurance is a must

• The conflict of interest between brokers and employers

• How to research your company’s insurance spend (using Form 5500)

• Real-life examples of companies overpaying by hundreds of thousands

• Why HR is sometimes the barrier to better benefits, and how to go around them

• How to start the conversation with your CFO or owner

• What resources to bring when advocating for a change

“If you knew you were throwing away half a million dollars a year, wouldn’t you ask questions?” – Tom Quigley
“Most dental insurance is a scam—it’s time to rethink what matters.” – Tom Quigley
“Go straight to the CFO. Your HR director may not want to look bad by bringing us in.” – Tom Quigley
“Our savings are real. I can tell you what your company is paying in health insurance today—and how much we could save them.” – Tom Quigley

• Employees frustrated with high premiums or weak benefits

• HR professionals open to innovation

• CFOs or CEOs of companies under 500 employees

• Small business owners trying to stretch benefit dollars

• Anyone tired of rising insurance costs and looking for smarter alternatives

1. Visit ClaimLinx.com to schedule a free consultation

2. Ask your CFO or owner: “Can we save money on our benefits and still get better coverage?”

3. Download your company’s Form 5500 (if available) to understand how much you’re spending

4. Share this episode with co-workers who feel the same

• ClaimLinx.com – Book a consult with Tom or the team

• Learn more about Section 105 and Medical Expense Reimbursement Plans

• Listen to previous episodes with Alicia Kishpaugh (Defined Contribution Planning) and Dan Quigley (Wellness Services)

Hashtags:
#ClaimLinx #EmployeeAdvocacy #BetterBenefits #CuttingEdgeBenefits #HRStrategy #HealthcareSavings #MedicalReimbursement #TomQuigley #BusinessInsurance #SolopreneurSolutions #EmployeeEmpowerment

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