The Wealth Journey
The Wealth Journey
Podcast Description
Hosted by Nishlen Govender | Featuring Citadel Experts
At Citadel, we believe that true wealth is freedom, the freedom to shape your next chapter, the freedom to dream boldly, the freedom to live beyond the ordinary, and beyond expectation. From your first job to building a family, launching a business, or preparing for retirement, every chapter of life presents unique opportunities and financial decisions.
Welcome to The Wealth Journey, a podcast series where we explore life’s milestones and the financial decisions that go along with these with the people who understand them best. Hosted by Nishlen Govender, Portfolio Manager and Investment Strategist at Citadel, this series brings together Citadel experts, who share real, relatable insights to help you take control of your wealth, wherever you are in your journey.
Each episode unpacks a key chapter in life, guided by Citadel’s team of in-house experts. From planning your finances when starting a family, to making strategic investment choices, or planning your legacy in retirement, this is your roadmap for creating and building wealth.
Why listen?
This isn’t just a podcast, it’s a toolkit. We aim to inspire, inform, and guide you through your unique financial journey, while demonstrating why Citadel is more than just a wealth manager; we’re your long-term partner in life.
Whether you're a client, a prospective investor, or simply someone seeking clarity on managing your financial future, The Wealth Journey podcast will leave you informed and more confident in the financial decisions that shape your life.
New episodes are available on www.citadel.co.za, Spotify, Apple Podcasts, and YouTube.
Join the conversation on social media and connect with a Citadel advisor today.
Your wealth journey - guided by Citadel.
Podcast Insights
Content Themes
The podcast focuses on key life events and their financial implications, covering themes such as starting your first job, budgeting strategies, the importance of discretionary savings, and retirement planning. For example, the premiere episode delves into foundational financial habits like the significance of 'paying yourself first', budgeting basics, and preparing for future investments, making complex topics accessible and relatable.
Hosted by Nishlen Govender | Featuring Citadel Experts
At Citadel, we believe that true wealth is freedom, the freedom to shape your next chapter, the freedom to dream boldly, the freedom to live beyond the ordinary, and beyond expectation. From your first job to building a family, launching a business, or preparing for retirement, every chapter of life presents unique opportunities and financial decisions.
Welcome to The Wealth Journey, a podcast series where we explore life’s milestones and the financial decisions that go along with these with the people who understand them best. Hosted by Nishlen Govender, Portfolio Manager and Investment Strategist at Citadel, this series brings together Citadel experts, who share real, relatable insights to help you take control of your wealth, wherever you are in your journey.
Each episode unpacks a key chapter in life, guided by Citadel’s team of in-house experts. From planning your finances when starting a family, to making strategic investment choices, or planning your legacy in retirement, this is your roadmap for creating and building wealth.
Why listen?
This isn’t just a podcast, it’s a toolkit. We aim to inspire, inform, and guide you through your unique financial journey, while demonstrating why Citadel is more than just a wealth manager; we’re your long-term partner in life.
Whether you’re a client, a prospective investor, or simply someone seeking clarity on managing your financial future, The Wealth Journey podcast will leave you informed and more confident in the financial decisions that shape your life.
New episodes are available on www.citadel.co.za, Spotify, Apple Podcasts, and YouTube.
Join the conversation on social media and connect with a Citadel advisor today.
Your wealth journey – guided by Citadel.
From your first job to your final day of retirement, wealth is a journey, one marked by major life moments and the financial decisions that shape them. In this premiere episode of The Wealth Journey podcast, host Nishlen Govender sits down with Citadel’s advisory experts Kirsten Smit and Elelwani Ravele to unpack the foundational financial milestones that set the tone for your future.
Key Themes Covered:
The power of a first salary: Elelwani reflects on her own first salary and shares why “paying yourself first” is a habit worth building from the very beginning.
Budgeting basics: Kirsten breaks down how understanding your “ins and outs” is key to creating financial surplus and harnessing the magic of compounding.
Discretionary savings & emergency funds: Why starting early, even at 19 matters, and how to build a solid financial safety net.
Why see a financial advisor so early? Both guests emphasise the importance of sitting with a professional from day one to map out your life goals and create realistic, flexible plans.
Investing in your future: Exploring asset classes, learning through mistakes, and knowing when to bring in the experts.
Retirement reality check: With less than 10% of South Africans able to retire comfortably, the episode highlights why reverse-engineering your retirement goal is essential.
First car, first home, first love: Practical and sometimes humorous advice on navigating first-time car ownership, entering the property market, and managing money in marriage.
Whether you’re just starting in your career, navigating your first big purchase, or beginning to think long-term, this episode is packed with relatable stories, expert advice, and actionable steps to help you take control of your financial life, one chapter at a time.
Watch or listen now on Citadel’s website, Spotify, Apple Podcasts and YouTube.
Join the conversation and connect with a Citadel advisor at www.citadel.co.za
Your wealth journey – guided by Citadel.
Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
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