The numbers work. You could afford to do the thing. And you still don’t.

Something keeps pulling you back to the safe version of your life, and it isn’t the maths.

In Part Two of their conversation on power, Shabbar and Tim bring it home to personal money decisions. They look at the story we absorbed about retirement, the identity we build around being good with money, and the quiet self policing that makes any change feel dangerous.

Using Stephen Lukes’ four forms of power, they work through real examples of people whose finances are fine but whose lives are on hold. It is a plain conversation about money psychology, financial anxiety, and what it actually costs to keep waiting.

Key themes:

• Why having enough money does not switch off the fear of running out

• What happens to your sense of self when the identity you built around earning stops fitting

• The belief that living fully now is foolish, and where it came from

• Why the people around you set the limits on what you think is possible

• The discomfort of stepping out of line, and why it is not a sign you are doing it wrong

Enjoyed this episode? We’d love to hear your thoughts, questions, or your own stories about money. Reach out and connect with us on LinkedIn:

Shabbar: https://uk.linkedin.com/in/shabbarkassam Tim: https://uk.linkedin.com/in/timmalnick

Explore Tim’s work and register for his upcoming workshop: https://timothymalnick.com/

Find out more about Shabbar’s financial planning services: https://lumosfinancial.com/