Real Talk with Sterling Real Estate Group
Real Talk with Sterling Real Estate Group
Podcast Description
Real Talk with Sterling Real Estate Group is your go-to resource for all things real estate. In our episodes, we break down the latest market trends, share insider tips, and provide expert insights to empower your property journey. Whether you're buying, selling, building, or investing, we're here to help you navigate the dynamic world of real estate in New York's Capital Region and beyond. If you have any questions or topics you’d like us to cover in a future episode, we’d love to hear from you! Reach out to us at [email protected].
Podcast Insights
Content Themes
The podcast covers essential real estate topics, including market trends, mortgage insights, and insurance challenges. For example, recent episodes have tackled the impact of Federal Reserve policies on mortgage rates and strategies for first-time homebuyers facing a competitive market, emphasizing key takeaways that listeners can apply to their property journeys.
Real Talk with Sterling Real Estate Group is your go-to resource for all things real estate. In our episodes, we break down the latest market trends, share insider tips, and provide expert insights to empower your property journey. Whether you’re buying, selling, building, or investing, we’re here to help you navigate the dynamic world of real estate in New York’s Capital Region and beyond. If you have any questions or topics you’d like us to cover in a future episode, we’d love to hear from you! Reach out to us at [email protected].
Summary
In this episode of Real Talk, Rick Murphy from Ballston Spa National Bank discusses the evolving landscape of real estate and mortgage lending. He emphasizes the importance of understanding the total payment rather than just focusing on interest rates, especially as we move into 2026. Rick shares insights on preparing for homeownership, the significance of credit scores, and common mistakes buyers make. He also highlights smart mortgage strategies, the importance of building a reliable team of professionals, and the need for pre-qualification before house hunting.
Takeaways
Buyers should focus on total payments, not just interest rates.
The new normal in real estate involves higher interest rates.
Preparing for homeownership requires understanding your financial situation.
Assumable mortgages can be a strategy for buyers.
Maintaining good credit is crucial for securing a mortgage.
Common mistakes include not getting pre-qualified and overspending.
Seller concessions can help buyers with closing costs.
Building a reliable team of agents and lenders is essential.
Understanding your credit score can help in the buying process.
Planning ahead is key to successful homeownership.
Rick’s Contact Information:
Phone Number: (518)-461-6116
Disclaimer
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