We are the only creatures in the known universe that uses an indirect form of exchange.” That’s how Terrence Howard opens this conversation and for a podcast called Life Currency, it’s the perfect place to start. The Oscar-nominated actor sits down with Bob Lozano for a wide-ranging conversation about currency as flow rather than debt, why he spent his early acting career believing “being the better liar was the way,” the five generations who lived in his childhood home, and the geometry project he says he’s building in the Rio Grande Valley.

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Life Currency sits down with Terrence Howard for the first celebrity episode of the show. Terrence opens on currency itself, that money is an indirect form of exchange, and “current” means flow, not accumulation. He talks about the garden where he does his thinking, what Deepak Chopra taught him about dissolving ego, and the turn in his career when he stopped performing and started telling the truth: “When I first came into acting, I thought that being the better liar was the way.” He shares what may be the most revealing line he’s ever said about himself — “I feel like a fraud as an actor because I’m always doing an impersonation of Terrence Howard” and the memory of his great-great-grandmother’s warped applesauce pan that still transports him every time he smells cinnamon. He and Bob also trade notes on the restaurant business through Terrence’s wife, a chef whose sold restaurants still hold four-and-a-half stars twelve years later.

0:00 Cold Open: Currency as Indirect Exchange
3:11 Currency as Current — Flow vs. Dollars
6:20 The Garden Where He Thinks
7:41 Deepak Chopra and Dissolving the Self
9:29 “I Thought Being the Better Liar Was the Way”
12:02 Seeing God in the People You Meet
19:07 Men, Women, and the Praying Mantis Marriage
24:31 Influences: Alan Watts, Walter Russell, Gibran, Coelho
30:10 Geometry, Hydrogen, and the Linchpin
34:56 “So It’s a Drone?” — The Linchpin Explained
40:28 On 432 Hz
44:30 His Wife the Chef & Bob on Kitchen Life
50:14 Cinnamon, Five Generations, and Memory
54:40 Neuroplasticity and Being the Outsider
1:01:20 Gifts and Closing Thoughts

About Terrence Howard: Academy Award-nominated actor known for Hustle & Flow, Crash, Iron Man, and Empire. In recent years he has focused publicly on his independent research into geometry and propulsion systems, and says he is developing a technology he calls “the linchpin” in collaboration with partners in the Rio Grande Valley.

About us: Bob Lozano is the CEO of F&P Group, a company involved in restaurant management, commercial real estate, and digital marketing. Coming from a family of franchise owners, he’s a passionate entrepreneur who builds successful businesses and creates positive company cultures. Interested in starting, growing, or improving your work with multi-unit franchises? Learn more below.

Produced by F&P Media

*Life Currency by F&P Media features candid conversations with guests sharing their own stories and opinions, for informational and entertainment purposes only. See the full disclaimer above.

⚠️ A NOTE FROM F&P MEDIA: The scientific, mathematical, historical, and technical claims made by our guest in this episode are entirely his own. F&P Media and F&P Group have not independently verified any of them, do not endorse them, and they do not represent the views of our company, partners, or affiliates. This episode includes discussion of a technology our guest says he is developing and for which he states he is seeking business partners. F&P Media has no financial interest in, and has performed no due diligence on, any venture discussed here. Nothing in this episode is an offer, solicitation, endorsement, or recommendation to invest in or partner with any business, and nothing here constitutes investment, financial, scientific, or professional advice. Any references to third-party organizations or institutions reflect the guest’s own statements, which we have not confirmed. Please research independently and consult qualified professionals before making any decision based on this content.