One slip on the concrete. One broken ankle. And suddenly your whole farming season could be at risk.

Farming is one of New Zealand’s toughest and riskiest professions — from early morning milkings to heavy machinery and livestock, the chance of injury is always there. Yet many farmers don’t fully understand what their ACC cover really means until it’s too late.

In this episode, we break down the difference between ACC CoverPlus and CoverPlus Extra (CPX), showing why CPX often provides farmers with the protection and certainty they actually need. You’ll learn about the pitfalls of the standard scheme — like proving losses, abatement traps, and unpredictable payments — and how CPX can give you guaranteed weekly compensation, lower levies, and peace of mind.

We’ll also cover practical tips: what to do if you need to make a claim, how to set the right level of cover for your farm, and why professional advice could save you thousands while safeguarding your family’s future.

Because accidents don’t wait for a good time — but with the right ACC cover, you’ll be ready when they happen.