As we prepare for 2026, this episode is all about setting financial goals that actually work — and building systems that help you stay consistent.I’m joined by Manuella Nzukie (Figuring Finance) — a mother, finthusiast, and educator as we break down what intentional money management really looks like beyond motivation and vision boards.In this conversation, we cover:- How to set realistic 2026 financial goals- Creating systematic money habits that last- Intentional budgeting & knowing your true expenses- Why your friends don’t need to meet your financial goals- Setting financial boundaries & not being everywhere during festive seasons- Building a financial & budgeting tracking system- Reverse budgeting & automating your savings- Managing money as a salaried professional- Loans for business: when they make sense and when they don’t- Giving your business clear financial milestones- Leveraging social media as a business income stream- Understanding financial responsibility & family security- Passive income streams: Stocks (dividends & capital gains), Corporate & government bonds, Fixed deposits- How to choose companies to invest in- MMFs, Trust funds, special funds & long-term planning- Teaching financial literacy early including Manuella’s Juniors Literacy program for kids as young as 9Key reminder from this episode: “The money is where the risk resides”Remember, your money grows at the rate your discipline grows.If 2026 is the year you stop guessing and start moving with clarity, this episode is for you.👇🏽 Subscribe, share with a friend, and let’s build wealth intentionally.Follow Manuella on @figuringfinance and  @bethatwomanpodcast  #financialeducation #financialliteracy #figuringfinance #womenandfinance #financialgoals #financetips #financialfreedom #finance #financepodcast