CreditGauge LIVE
CreditGauge LIVE
Podcast Description
Be the first to know the latest high-frequency data on consumer credit trends. Every month, tune into CreditGauge LIVE and hear from the newsmakers impacting interest rates and credit. We will cover important topics such as:• Changes in the state of U.S. consumer credit health • Macro and micro-economic trends impacting consumers• How lenders can anticipate borrowing trends and other headwinds
Podcast Insights
Content Themes
The podcast focuses on crucial topics related to consumer credit health, encompassing macro and micro-economic trends, borrowing patterns, and lender strategies. Episodes explore trends such as late payments, auto loan delinquencies, and shifts in credit utilization, including discussions with experts like Kelsey Zhu and Dan Currell.
CreditGauge LIVE is VantageScore’s monthly podcast on U.S. consumer credit health.
By bringing together data, expert analysis, and industry leaders, our insights help lenders, credit professionals, and financial services executives stay ahead of developments in the credit market.
Each month, VantageScore analysts Jeff Richardson, Susan Fahy, and Atif Mirza break down the latest CreditGauge™ data: delinquencies, originations, credit score movements, and the broader consumer credit outlook.
We also sit down with leading voices in lending, from CEOs and researchers to policymakers and advocates, to explore what the data means and what lenders should do about it.
New episodes drop monthly. Download the full CreditGauge™ analysis at vantagescore.com.
Consumer credit looks resilient on the surface. But beneath the surface, a divided economy is taking shape, and where you sit in it largely depends on whether you own a home.
In this episode, Dr. Selma Hepp, Chief Economist at Cotality, shares her outlook on consumer credit conditions and what the data says about where resilience is real and where it's running thin.
In the full episode, Selma covers:
➡️ Why higher and lower income households are experiencing fundamentally different economies right now
➡️ How $35 trillion in homeowner equity is cushioning consumers against affordability pressures across gas, insurance, and property taxes
➡️ The three indicators she's watching most closely in the second half of 2026: labor market conditions, FHA delinquencies, and market liquidity
Plus, VantageScore's Atif Mirza breaks down the latest CreditGauge™ data for June 2026, including the average VantageScore rising to 702, credit card delinquencies improving across all stages, and overall utilization declining to 49.61%.
Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.
Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.
Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
For a complete disclaimer, please see our Full Disclaimer on the archive page. The Podcast Collaborative bears no responsibility for the podcast’s themes, language, or overall content. Listener discretion is advised. Read our Terms of Use and Privacy Policy for more details.