CreditGauge LIVE
CreditGauge LIVE
Podcast Description
Be the first to know the latest high-frequency data on consumer credit trends. Every month, tune into CreditGauge LIVE and hear from the newsmakers impacting interest rates and credit. We will cover important topics such as:• Changes in the state of U.S. consumer credit health • Macro and micro-economic trends impacting consumers• How lenders can anticipate borrowing trends and other headwinds
Podcast Insights
Content Themes
The podcast focuses on crucial topics related to consumer credit health, encompassing macro and micro-economic trends, borrowing patterns, and lender strategies. Episodes explore trends such as late payments, auto loan delinquencies, and shifts in credit utilization, including discussions with experts like Kelsey Zhu and Dan Currell.
CreditGauge LIVE is VantageScore’s monthly podcast on U.S. consumer credit health.
By bringing together data, expert analysis, and industry leaders, our insights help lenders, credit professionals, and financial services executives stay ahead of developments in the credit market.
Each month, VantageScore analysts Jeff Richardson, Susan Fahy, and Atif Mirza break down the latest CreditGauge™ data: delinquencies, originations, credit score movements, and the broader consumer credit outlook.
We also sit down with leading voices in lending, from CEOs and researchers to policymakers and advocates, to explore what the data means and what lenders should do about it.
New episodes drop monthly. Download the full CreditGauge™ analysis at vantagescore.com.
Consumer resilience is holding in August: early-stage delinquencies unchanged year-over-year, balances growing but leverage declining, and credit card originations posting their largest month-over-month increase of any product.
In this episode, Scott Norman, CEO of the Texas Mortgage Bankers Association and 30-year mortgage industry veteran, shares what he's hearing from lenders on the ground and why the affordability conversation has shifted away from rates.
In the full episode, Scott covers:
▶ Why the number one question lenders get isn't about interest rates, but taxes and insurance
▶ How rising costs have put some borrowers in homes they qualified for five years ago but would struggle to stay in today
▶ What lenders are asking about credit score competition
Plus, VantageScore's Atif Mirza breaks down the latest CreditGauge™ data for August 2026, including early-stage delinquencies holding steady at 1.02%, balances rising while utilization declines, and credit card originations leading growth heading into Q4.
Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.
Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.
Disclaimer
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