CreditGauge LIVE
CreditGauge LIVE
Podcast Description
Be the first to know the latest high-frequency data on consumer credit trends. Every month, tune into CreditGauge LIVE and hear from the newsmakers impacting interest rates and credit. We will cover important topics such as:• Changes in the state of U.S. consumer credit health • Macro and micro-economic trends impacting consumers• How lenders can anticipate borrowing trends and other headwinds
Podcast Insights
Content Themes
The podcast focuses on crucial topics related to consumer credit health, encompassing macro and micro-economic trends, borrowing patterns, and lender strategies. Episodes explore trends such as late payments, auto loan delinquencies, and shifts in credit utilization, including discussions with experts like Kelsey Zhu and Dan Currell.

CreditGauge LIVE is VantageScore’s monthly podcast on U.S. consumer credit health.
By bringing together data, expert analysis, and industry leaders, our insights help lenders, credit professionals, and financial services executives stay ahead of developments in the credit market.
Each month, VantageScore analysts Jeff Richardson, Susan Fahy, and Atif Mirza break down the latest CreditGauge™ data: delinquencies, originations, credit score movements, and the broader consumer credit outlook.
We also sit down with leading voices in lending, from CEOs and researchers to policymakers and advocates, to explore what the data means and what lenders should do about it.
New episodes drop monthly. Download the full CreditGauge™ analysis at vantagescore.com.
Fair lending isn't just a compliance obligation; in the age of AI, it's a model quality issue.
In this episode, Kareem Saleh, Founder and CEO of FairPlay AI, explores why the best-performing lenders are optimizing for fairness, predictive accuracy, and explainability together, not as separate work streams.
In the full episode, Kareem covers:
➡️ Why fairness blind spots are model performance problems
➡️ What the VantageScore 4.0 mortgage shift means for lenders
➡️ His outlook for consumer credit over the next 6–12 months
Plus, VantageScore's Susan Fay and Atif Mirza break down the latest CreditGauge™ data for April 2026, including improving delinquency trends and strengthening mortgage originations.
Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.
Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

Disclaimer
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