• Business owners—what if your company’s health insurance could fund your retirement? 💰 In this episode of The Future of Finance, Marissa Wood sits down with insurance expert Filip Lundstedt to break down a powerful strategy that turns unused health insurance premiums into a tax-advantaged wealth-building tool for CEOs.

Discover how level-funded health plans can help you:

• Save thousands annually in premiums 💸
• Earn refunds on unused claims
• Fund retirement through annuities or life insurance
• Create employee benefits that actually attract & retain top talent

This episode is a must-watch for small business owners, CFOs, HR professionals, and anyone building financial freedom through smart business structuring.

⏱️ Timestamps:

00:00 – Welcome + Introducing the CEO Wealth Hack
 00:40 – Why benefits are crucial for scaling your business
 02:15 – The truth about employee retention and benefit costs
 03:03 – How CEOs can reinvest unused premium dollars
 04:01 – What is a level-funded insurance plan?
 05:25 – How claims refunds work + real-life examples
 06:45 – Stop-loss insurance: protecting your business from risk
 07:55 – What size companies qualify for level-funded plans?
 09:06 – How easy is it to switch or enroll?
 10:05 – The 3-layer CEO wealth hack: save, retain talent, and invest
 11:00 – Using IULs & key person insurance for retirement
 12:18 – Bonus strategies: employee benefits that build cash value
 13:38 – Why CEOs need a fiduciary advisor in their corner
 14:07 – Why insurance companies are powerful wealth-building vehicles
 16:00 – How banks use life insurance for profit (and you can too)
 18:18 – The role of fixed indexed annuities (FIA) in retirement income
 20:36 – Income for life: creating your own pension
 22:14 – Partnering financial advisors + insurance agents = better results
 24:13 – How CEOs grow wealth using their savings
 25:18 – Filip’s passion for the insurance industry
 26:43 – Medicare plans: why seniors should review annually
 28:06 – Medicare strategy: saving retirees from unnecessary expenses
 30:19 – How Filip supports seniors with real-life guidance
 32:59 – How to get in touch for a free plan evaluation

📞 Ready to take control of your retirement planning?
 Visit 👉 https://www.union-financial.com
 📅 Book a free meeting directly through our calendar!

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Want to get in touch with Filip Lundstedt at ProCare Consulting?

  Visit 👉 ProCare Consulting