Discover how Funding Societies connects investors to SMEs and how P2P financing can work for both portfolios and business growth. In this episode Elton speaks with Desmond Lim (Senior Sales & Key Accounts Manager, Funding Societies) to explain how the platform operates, the investor experience, and practical financing options for Malaysian small businesses.Key takeaways:- How P2P investing works: credit assessment, published investment notes, returns (examples 6–18% p.a.), and auto‑invest/bot tools for passive allocation.- SME use cases: invoice financing, trade/account‑payable financing, and term loans (up to 18 months) that complement—not replace—bank lending.- Practical prep and eligibility: required docs (bank statements, supplier quotations), sectors served (manufacturing, trading, F&B, medical/pharmacy), and partnerships (SME Corp Malaysia, regulated by SC).Watch to learn whether P2P fits your saving strategy, which Funding Societies products match common SME cash‑flow problems, and how to prepare an application so you can scale or diversify with clearer expectations.Timestamps00:00:00 – Intro — What is Funding Societies?00:00:37 – Episode overview & guest intro (Elton + Desmond Lim)00:01:49 – P2P explained — platform, regulation, how it works00:03:02 – Investor side — returns, tenors, auto‑invest (bots)00:09:29 – SME financing vs banks — product differences & criteria00:13:36 – Product deep dive — invoice, trade, term financing + case studies (creators, F&B, pharmacies)00:18:42 – Partnerships, regulation & industry maturity (SME Corp, SC)00:20:26 – How to apply, contact info & closingFind out more about Funding Societies on their website! Connect with our guest Desmond: https://www.linkedin.com/in/desmond-lim-0890a487/Subscribe to A to Z Podcast, Hosted by Elton, a Zillennial navigating life and career in real-time, the A to Z Podcast dives deeply into the wins, failures, mindset shifts, and everyday moments that shape the Gen-Z journey. Each episode offers honest stories, practical insights, and fresh perspectives designed to empower listeners in business, career, and life—one letter at a time. About the Host Elton! I’m a podcast producer and speaker passionate about bridging generational gaps — especially helping companies understand and engage Gen Z in meaningful ways. Gen Z is here to change the world — but how can we connect them with the people who can truly make change? That’s the challenge I work to solve.I partner with marketing and sales teams to build thought leadership and humanize their brand through strategic podcasting and intergenerational communication. From concept to post-production, I guide clients with clarity, creativity, and consistency.I’ve worked with corporate training organizations like MQ Training and Koo Lily, as well as SHRDC in the manufacturing sector. I’ve produced and contributed to podcasts such as The Asian Century Podcast, 4 Se-Ibu, and A to Z Podcast.Whether you're launching a podcast to grow your audience, improving workplace synergy across generations, or exploring new ways to share your story — I’m here to help.🎤 Let’s connect. I’m always open to collaborating with forward-thinking brands, training providers, and podcast enthusiasts.Connect with the host Eltonhttps://www.linkedin.com/in/elton-lim-/https://www.instagram.com/eltonlim_/https://www.youtube.com/@eltonlimerthong