SEASON 2 > EPISODE 2

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In this episode of F*ck, I’m Nearly 50!, I’m joined by superannuation and wealth expert, founder of Pascale HM, and one of the most important voices in Australia when it comes to women and money, Pascale Helyar-Moray.

And honestly… this is a conversation most of us have been avoiding.

Because money, and especially super, can feel confusing, overwhelming… and let’s be real… a bit boring.

But here’s what hit me during this conversation.

👉 Super isn’t boring.

👉 It’s not optional.

👉 And it might actually be the most important financial asset you have outside your home.

And yet, so many women don’t really understand it.  

This episode is that moment where we stop… and go: “Okay… it’s time to actually look at this.”

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✨ If you’ve ever thought:

“I should probably understand my super…”

“I don’t really know what mine is doing…”

“I’m hoping it’s all just fine…”

This episode is for you.

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THIS EPISODE GETS INTO:

💰 Why women retire with less super than men — and what’s really driving the gap

📉 How career breaks, part-time work, and even menopause impact long-term wealth

🧠 The real reason women feel less confident about money (it’s not what you think)

🔥 Why doing nothing with your money is the biggest risk of all

📊 What super actually is (in simple terms) and why it’s your future bank account

👀 The one thing every woman should check in her super today

💡 Practical, simple steps to start building wealth — even in your 40s and 50s

🏡 The truth about “pay off the mortgage vs build super”

⚖️ What women need to know about super in divorce (this is a big one)

📈 Why women are about to control trillions in wealth — whether we’re ready or not

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WHAT I LOVED ABOUT THIS CONVERSATION

Pascale doesn’t make money feel intimidating.

She makes it feel like something you can actually understand… and take control of.

She reframes super from:

❌ confusing

❌ boring

❌ something you’ll deal with “later”

To:

✨ your biggest asset

✨ your future freedom

✨ your ability to have choice in your life

Because at the end of the day… Money isn’t about money.

It’s about:

• Freedom
• Choice
• Independence
• And not being stuck in situations you don’t want to be in.

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ABOUT PASCALE HELYAR-MORAY

🌐 Learn more: https://pascalehm.com.au/

📘 Read Pascale’s book:

Rich Woman, Poor Woman – How to Break the Cycle of Financial Overwhelm

https://www.amazon.com.au/Rich-Woman-Poor-overwhelm-fin

Let me know what you'd love to hear about next.

🔥 Let’s keep the conversation going! 🔥

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Because f*ck, we’re nearly 50, and isn’t that amazing? 🚀