Most brokers plan to wait until December for Section 179 conversations, but enhanced 2025 tax benefits and current market conditions create a compelling case for starting these discussions in September and October.

In this episode, Dylan examines how three factors are converging to create significant opportunities for equipment finance brokers:

• Enhanced Section 179 benefits with deduction limits up to $2.5M and 100% bonus depreciation returning
• Federal Reserve rate cuts providing businesses confidence that rates are moving downward
• Equipment that businesses delayed replacing for 2-3 years now reaching critical maintenance costs

Dylan covers a $99 down payment structure that addresses common client objections while maximizing tax benefits, and explains why timing matters for equipment that must be “placed in service” by December 31st.

Topics include:

• Positioning rate environment changes with clients
• Calculating the real costs of delaying equipment replacement
• Common timing objections and how to address them
• BSB tools for demonstrating tax benefits and waiting costs
• Why October conversations provide advantages over December discussions

Note: This episode discusses general tax concepts. Clients should consult their tax professionals regarding specific situations.