The Property and Lending Podcast
The Property and Lending Podcast
Podcast Description
Welcome to the podcast that takes the mystery out of home loans! Whether you’re a first-time buyer, a seasoned homeowner, or just curious about the ins and outs of mortgages, this podcast has you covered. Join our podcast host Lee Rosenfeld founder, director and broker at Innovative Home Loans as he explores the confusion surrounding mortgages, equity finance & other niche lending uncertainties with industry expert guests and real-life stories. Tune in for practical tips, insider knowledge, and everything you need to make your home loan journey smooth and successful.Your home is a podcast away
Podcast Insights
Content Themes
The podcast covers various themes including home loan processes, buyer's agent insights, property market trends, and legal considerations in real estate. Notable episode topics include navigating auction bidding, legal complexities for first home buyers, and debunking myths about guarantors and lenders mortgage insurance, ensuring listeners gain actionable insights and practical tips.
Welcome to the podcast that takes the mystery out of home loans! Whether you’re a first-time buyer, a seasoned homeowner, or just curious about the ins and outs of mortgages, this podcast has you covered. Join our podcast host Lee Rosenfeld founder, director and broker at Innovative Home Loans as he explores the confusion surrounding mortgages, equity finance & other niche lending uncertainties with industry expert guests and real-life stories. Tune in for practical tips, insider knowledge, and everything you need to make your home loan journey smooth and successful.Your home is a podcast away
> Ready to make confident decisions about your home loan? Connect with Lee Rosenfeld and the team at Innovative Home Loans to book your choice of a First Home Buyer Discovery Call, Home Loan Discussion, Home Loan Meeting, or Home Loan Review here: https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled
In Part 3 of our First Home Buyer Special, we break down the key first home buyer schemes available in NSW, with a focus on how to reduce upfront costs and make buying your first property more achievable.
Lee and Alex from Innovative Home Loans, explain how the First Home Buyer Assistance Scheme works; including stamp duty exemptions for properties up to $800,000 and concessions up to $1 million. They also cover the owner-occupier requirements, timing rules, and common mistakes that can leave buyers with an unexpected stamp duty bill.
This episode further explores how different schemes can be used together, including low-deposit loans, guarantors, and government guarantees, and when it might make sense to pay a small amount of stamp duty to secure a better property or location.
Lee and Alex also talk through the First Home Super Saver Scheme, how it actually works in practice, who it suits, and what you need to set up well before buying. Finally, they touch on the upcoming Shared Equity Scheme, which could allow eligible buyers to purchase with as little as a 2% deposit.
If you’re serious about buying your first property and want clear, practical advice without the fluff, this episode is a must-listen.
Lee Rosenfeld | Innovative Home Loans
https://innovativehomeloans.com.au/our-team/lee-rosenfeld/
Alex Ucchino | Innovative Home Loans
https://innovativehomeloans.com.au/our-team/alex-ucchino/
***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.
Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
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