The Retirement Planner
The Retirement Planner
Podcast Description
Welcome to The Retirement Planner, where we’re reimagining what retirement means for American families. Hosted by Don Chamberlin, the leader of a fiduciary firm with a mission to shatter the status quo of financial misinformation, this podcast helps transform complex retirement topics into clear, actionable wisdom. Each episode empowers listeners with honest conversations about the decumulation phase of life—that crucial transition from earning to living off your savings. We dive deep into topics like Social Security timing, tax strategies, and creating guaranteed income streams, all while keeping things straightforward. Whether you’re five years from retirement or already there, we’re here to help you stop lying awake at night worrying about market downturns or outliving your savings. Through expert interviews, myth-busting segments, and real stories from everyday Americans, we’re building a community where retirement planning isn’t about fear—it’s about freedom. The Retirement Planner brings the same holistic, education-first approach that’s helped countless families turn their retirement dreams into reality. From cross-country road trips to weekly grandkid visits, we’re here to help you build a retirement that works for your life. Join us as we explore how to make your money work as hard as you have, bringing clarity and confidence to your retirement journey. New episodes every month!
Podcast Insights
Content Themes
Episodes focus on essential retirement planning topics such as Social Security timing, tax strategies, and creating guaranteed income streams. For example, Episode 2 features a discussion on tax management strategies, asset allocation for tax efficiency, and dynamic tax brackets, while Episode 1 addresses tax-efficient funnels and the order of money in retirement.
Welcome to The Retirement Planner, where we’re reimagining what retirement means for American families. Hosted by Don Chamberlin, the leader of a fiduciary firm with a mission to shatter the status quo of financial misinformation, this podcast helps transform complex retirement topics into clear, actionable wisdom. Each episode empowers listeners with honest conversations about the decumulation phase of life—that crucial transition from earning to living off your savings. We dive deep into topics like Social Security timing, tax strategies, and creating guaranteed income streams, all while keeping things straightforward. Whether you’re five years from retirement or already there, we’re here to help you stop lying awake at night worrying about market downturns or outliving your savings. Through expert interviews, myth-busting segments, and real stories from everyday Americans, we’re building a community where retirement planning isn’t about fear—it’s about freedom. The Retirement Planner brings the same holistic, education-first approach that’s helped countless families turn their retirement dreams into reality. From cross-country road trips to weekly grandkid visits, we’re here to help you build a retirement that works for your life. Join us as we explore how to make your money work as hard as you have, bringing clarity and confidence to your retirement journey. New episodes every month!
There are a lot of misconceptions out there about annuities, many of which are rooted in the way these assets were structured 20 or more years ago and ignoring developments in the market in more recent years. Are annuities right for your retirement plan? They could be, but there are lots of factors to consider.
This week, Certified Financial Fiduciary Don Chamberlin and holistic planning pioneer John Del Greco continue their conversation about developments in the retirement and financial planning arenas over the course of their careers, with a particular focus on annuities and how they can help add stability and predictability to a retirement roadmap when they’re thoughtfully engaged.
Ready to learn more? Click this link to schedule your no-fee 20-minute Strategy Session with one of Chamberlin’s Certified Financial Fiduciaries®!
https://fb.chamberlin-group.com/podcast
Sources listed in order:
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- MassMutual. (n.d.). Annuity Death Benefit Protection. Retrieved fromhttps://blog.massmutual.com/retiring-investing/annuity-death-benefit-protection,
- Rekenthaler, J. (2023, November 16). An 8% Retirement Withdrawal Rate? Morningstar. Retrieved fromhttps://www.morningstar.com/columns/rekenthaler-report/an-8-retirement-withdrawal-rate
- Del Greco, J. (2025, May 28). The guy behind retirement’s 4% rule now thinks that’s way too low. Here’s how much more money you could spend. MarketWatch. Retrieved fromhttps://www.morningstar.com/news/marketwatch/20250528214/the-guy-behind-retirements-4-rule-now-thinks-thats-way-too-low-heres-how-much-more-money-you-could-spendZ
- Investopedia. (n.d.). What Is the 4% Rule for Withdrawals in Retirement? Retrieved fromhttps://www.investopedia.com/terms/f/four-percent-rule.asp
- Kiplinger. (2024, December 16). The 4% Rule for Retirement Withdrawals Gets a Closer Look. Retrieved fromhttps://www.kiplinger.com/retirement/retirement-planning/the-4-rule-gets-a-closer-look
- Morningstar. (n.d.). Just How Bad Was 2022’s Stock and Bond Market Performance? Retrieved fromhttps://www.morningstar.com/markets/just-how-bad-was-2022s-stock-bond-market-performance
- National Association of Insurance Commissioners. (n.d.). Buyer’s Guide to Fixed Deferred Annuities. Retrieved fromhttps://content.naic.org/sites/default/files/publication-anb-lp-consumer-annuities-fixed.pdf
- Investopedia. (n.d.). Are You Protected if Your Insurance Company Goes Belly-Up? Retrieved fromhttps://www.investopedia.com/articles/insurance/09/insurance-company-guarantee-fund.asp
- Kiplinger. (2022, January 21). Why Fixed-Rate Annuities Pay More than Bank CDs. Retrieved fromhttps://www.kiplinger.com/retirement/annuities/604072/why-fixed-rate-annuities-pay-more-than-bank-cds
- Companies Market Cap. (n.d.). Lucent Technologies (LU) – Stock price history. Retrieved fromhttps://companiesmarketcap.com/lucent-technologies/stock-price-history/
- Defiant Capital Group. (n.d.). S&P 500 Posts Crushing 68% Recovery in 2020. Retrieved fromhttps://defiantcap.com/sp-500-posts-crushing-recovery-in-2020/
- NAIC (National Association of Insurance Commissioners). (2023, November 13). US Insurer Common Stock Exposure Year-End 2022. Retrieved fromhttps://content.naic.org/sites/default/files/capital-markets-special-reports-commonstock-ye2022.pdf
- Kiplinger. (2022, February 23). What You Need to Know About Annuities. Retrieved fromhttps://www.kiplinger.com/retirement/annuities/what-you-should-know-about-annuities
- FINRA. (n.d.). Variable Annuities: What You Should Know. Retrieved fromhttps://www.finra.org/rules-guidance/key-topics/variable-annuities
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