Looking to improve your personal finance in the UK? Struggling with savings, financial literacy, or wondering how to get help with money? In this episode of Zomi Wealthcast, we sit down with Thomas Francis, Head of Personal Finance at Octopus Money, to explore how financial advice and coaching are becoming more accessible than ever.

Thomas shares his journey from banking and traditional financial planning to leading innovative hybrid advice models that combine technology with human coaching. We unpack the UK’s persistent advice gap, why only a small percentage of people access regulated advice, and how new approaches can help millions of households build stronger financial futures.

This conversation touches on leadership, behavioural finance, the rise of digital and AI-driven solutions, and how to make financial education part of everyday life. Thomas also shares his vision for a future where every UK household has a clear financial plan.

What you will learn in this episode:

• Thomas’s path from credit risk analyst to Head of Personal Finance

• Why the advice gap exists and how to close it

• The power of combining financial coaching with regulated advice

• How Octopus Money’s hybrid model supports everyday people

• Practical insights into savings, money management, and financial planning in the UK

If you are looking to boost your financial literacy, understand your options for savings, or find new ways to get help with money, this episode is packed with insights you will not want to miss.

Be sure to Like, Subscribe, and Share to stay updated on the latest episodes of Zomi Wealthcast. Join us as we bring you more expert interviews, career tips, and industry trends, helping you thrive in the fast-evolving financial services sector.

📩 Sign up for our mailing list to be the first to hear about upcoming events, expert insights, and more: http://eepurl.com/i3a6wA

Stay connected with Zomi Wealth:

Website: https://zomiwealth.com/

YouTube channel: https://www.youtube.com/@ZomiWealth

Instagram: https://www.instagram.com/zomiwealth

Facebook: https://www.facebook.com/zomiwealth

Twitter/X: https://twitter.com/zomiwealth

LinkedIn: https://www.linkedin.com/company/zomi-wealth

TikTok: https://www.tiktok.com/@zomiwealth

Disclaimer: The views shared in this podcast are for general information only and do not constitute personal financial advice. All investments carry risk and may not be suitable for all individuals. Past performance is not indicative of future results. If you are unsure about the suitability of an investment, product, or service, please seek independent professional advice from a qualified financial adviser. The opinions expressed in this podcast are those of the participants and do not represent official guidance or regulation.