Not Ready Yet: Curating Conversations for the Aging Journey
Not Ready Yet: Curating Conversations for the Aging Journey
Podcast Description
Helping to change the conversations we have with our loved ones about aging and life decisions. Each episode contains information to help you and your family work through the "not ready yet" conversation of aging.
Podcast Insights
Content Themes
The podcast focuses on topics related to aging, family dynamics, and planning for the future. Episodes delve into specific issues such as the importance of legal documentation for aging individuals, understanding ADHD in seniors, and engaging in meaningful conversations about legacies and belongings. Examples include discussions on how proactive conversations can lead to better outcomes and the emotional complexities involved in moving for seniors.

Helping to change the conversations we have with our loved ones about aging and life decisions. Each episode contains information to help you and your family work through the “not ready yet” conversation of aging.
In this insightful interview, Carly Ebenstein shares her expertise on long-term care insurance, clarifying common misconceptions, discussing optimal timing for purchasing coverage, and emphasizing the importance of planning ahead for aging and caregiving. This conversation provides practical advice for families to make informed decisions and start vital conversations about aging and care.
Key Takeaways
- Timing for long-term care insurance purchase
- Differences between Medicare, Medicaid, and long-term care insurance
- Activities of Daily Living (ADLs) and cognitive health in care needs
- Flexible benefits of hybrid long-term care policies
- Planning conversations and legal documents for aging
- How long-term care insurance can save your family from crisis
Chapters
00:00 Introduction to Long-Term Care Insurance
01:43 Carly's Journey into Long-Term Care
03:59 Understanding Medicare vs. Long-Term Care
09:18 The Importance of Planning for Long-Term Care
10:29 When to Consider Long-Term Care Insurance
13:31 Protecting Options for the Future
16:45 The Role of Caregivers in Long-Term Care
19:03 Understanding Long-Term Care Insurance
20:27 The Importance of Home Care Options
21:27 Navigating Benefits and Payment Structures
24:37 The Role of Caregivers in Long-Term Care
25:14 Creating a Plan for Care
26:25 Resources and Educational Offerings
27:40 Challenging Assumptions About Long-Term Care
29:38 Starting the Conversation About Care Plans
Resources
Long-Term Care Start Here Webinar
CJB Insurance Services YouTube Channel
Printable Plan of Care Document
Carly Ebenstein's LinkedIn Profile
© 2025-2026 Lisa M. Harper. All rights reserved. “Not Ready Yet: Curating Conversations for the Aging Journey” is a trademark of Lisa M. Harper.

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