🔥 Are You Overpaying the IRS? Take Our Free 60-Second Survey and Find Out.https://bit.ly/taxquiz2026🔥 Connect With Jeremy Schneider💻 Website: https://hellonectarine.com and https://personalfinanceclub.com/🎯 Youtube:  @personalfinanceclub  🎯 LinkedIn: https://www.linkedin.com/in/jerschneid/🎯 Instagram: https://www.instagram.com/personalfinanceclub🔥 He turned a decade of grinding into a $5 million exit — and then grew that into full financial independence by 36 by doing almost NOTHING with it.In this episode of Stacks Over Tax, Mark Lewis, EA sits down with Jeremy Schneider — founder of Personal Finance Club and co-founder of Nectarine — to break down the radically simple playbook behind his wealth: live below your means, invest early and often, buy index funds, and leave them alone. Jeremy explains why he spends roughly ten minutes a year investing, why nobody (not even the pros) can reliably beat the market, and why the 1% advisor fee that sounds harmless can quietly erase half your portfolio over a lifetime.If you own a business, sit in index funds, or you're trusting a financial advisor with your future, this conversation lays out why simplicity beats complexity, how to spot a conflicted advisor, and why the best returns usually come from your own business, not your brokerage account.🔥 In this episode: – How a $5M exit turned into financial independence by 36 – Why ”put yourself in a lucky position” beats waiting for luck – Live below your means and invest early and often – Why you can't beat the index and shouldn't try – How active managers quietly lose to the market – The 1% advisor fee that erodes half your portfolio – Commission vs. AUM vs. flat-fee financial advice – Why your own business usually beats any investment – The health-decay curve and why ”Die With Zero” matters⭐️ This channel is dedicated to helping entrepreneurs legally reduce taxes, protect assets, structure LLCs correctly, build generational wealth, and avoid the financial traps most business owners never see coming.0:00 — A $5M exit and financial independence by 364:13 — Retiring early: freedom, not the finish line6:08 — How the $5M sale actually happened8:25 — ”Putting yourself in a lucky position”13:16 — Advice for people who aren't entrepreneurs15:38 — Live below your means, invest early and often17:45 — Why you can't beat the index22:53 — How active managers lose to the market25:19 — Why your own business beats any investment29:18 — ”Die With Zero” and the health-decay curve30:32 — How he actually funds his lifestyle (the 4% rule)36:24 — Why flat-fee financial advice matters37:48 — Commission vs. AUM vs. flat-fee models45:15 — Nobody in finance is obligated to save you🔔SUBSCRIBE TO MY CHANNEL ⭐️Connect with Us:http://www.executivemoneystrategies.com/🔥 Take the free 60-second tax reduction survey:http://bit.ly/taxquiz2026📖 Get Your Copy of Mark's Newest Book: ”Turn Your $60,000 Salary Into $1 Million”https://bit.ly/60KtoMillion 📧 Email Mark: [email protected]💻 Watch: https://www.youtube.com/@MarksMoneyStrategies🎯IG https://www.instagram.com/marksmoneystrategies/ 🎯FB https://www.facebook.com/marksmoneystrategies🎯TT https://www.tiktok.com/@marksmoneystrategies#LLC #SCorp #BusinessTaxes #TaxReduction #AssetProtection #BusinessOwner #Entrepreneur #WealthBuilding #TaxPlanning #SmallBusinessTaxes #MultiMemberLLC #HoldingCompany #AugustaRule #BusinessDeductions #SelfEmploymentTax #GenerationalWealth #WealthPreservation #BusinessFinance #FinancialFreedom #CorporateStructure #Trust #EstatePlanning #CashFlowInvesting #AdvancedTaxStrategies #FamilyWealth #BusinessConsulting #TaxLoopholes #MarkLewis #IndexFunds #FIRE© 2026 All Rights Reserved | Mark Lewis, EA | Executive Money Strategies—