Even after a win, the best coaches go back to the tape. 2025 was a strong year for markets. But like a disciplined coach after a big win, the most valuable work happens in the film review. In Episode 24 of Greenstream, we look back on the year not to celebrate outcomes, but to pressure-test decisions. From tariff-driven volatility to the return of cash as a real option, this episode focuses on the habits that matter when markets don’t cooperate. You’ll learn about:

• How tariff volatility stress-tested portfolios and what it revealed about discipline, rebalancing, and tax-loss harvesting
• Why international stocks outperform in 2025 is a reminder that markets rarely reward forecasts
• What a year of Greenstream conversations revealed, and how that’s shaping where the podcast goes next

00:00 Why Greenstream Exists – better decisions over better predictions

04:36 How We’re Improving the Podcast (1-4) – lessons from past episodes

07:15 Tariffs as a Stress Test (5-7) – what to do during and after volatility

17:07 International Stocks (8-9) – and the limits of forecasting

20:48 Cash is a Decision Again – after yields, taxes, and inflation

28:14 Finding the Middle Ground (10-11) – discipline and diversification

34:31 The New Tax Law (12-13) – more certainty and more complexity

41:02 The Impact of Greenstream (14) – divorcing decisions vs outcomes

Follow on Apple Podcasts: https://podcasts.apple.com/us/podcast/greenstream/id1795467982

Follow on Spotify: https://open.spotify.com/show/26NYX6WD7godcJAYVE0Yk8?si=Qxj-H7HiRdGmbNlW8uuV9g

Subscribe for Email Updates: https://greenspringadvisors.com/greenstream-podcast

Meet with Pat & Marcus: https://outlook.office365.com/book/MarcusCalendaratGreenspringAdvisors@Greenspringos33.onmicrosoft.com

Sources

1 Patrick McQuown on Innovation and Exiting Your Business | GS #4

2 GenAI’s Impact on Productivity and Profits: With Steve Moritz | GS #14

3 EY’s Lindsay Jordan & Robyn Bew on Why Every Organization Needs a Board (and How to Join One) | GS #18

4 The Business of Baseball with Orioles President Catie Griggs | GS #23

5 Investing through Tariff’s Webinar w/ Economist Apollo Lupescu

6 Is This Time Different – Tariffs | GS #6

7 How Often Should You Rebalance Your Portfolio | GS #22

8 Investment Risk Explained: How Much Diversification Do You Need? | GS #15

9 Is There Still a Case for International Investing? | GS #21

10 Investor Risk: Behavioral Biases That Can Cost Investors Returns | GS #16

11 How To Build The Perfect Portfolio For You | GS #20

12 The Goal of Tax Planning is to Minimize Lifetime Taxes | GS #19

13 Uncovering Opportunities in the New Tax Law “One Big Beautiful Bill Act” Webinar

14 The Truth About Annuities: Why Their Bad Rap Is (Mostly) Deserved | GS #7

Information contained herein has been obtained from sources considered reliable, but its accuracy and completeness are not guaranteed. It is not intended as the primary basis for financial planning or investment decisions and should not be construed as advice meeting the particular investment needs of any investor. This material has been prepared for information purposes only and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Past performance is no guarantee of future results.