In 2011, Charles Bayani stepped into the world of finance as a Banker. Over the next decade, he climbed the corporate ladder – ultimately becoming a VP and Senior Business Consultant for one of the nation’s largest banks. Then he did what most people won’t: he left a secure six-figure job to bet on himself.  How, Charles runs The Payment HQ, San Diego’s #1-rated merchant services provider, built on trust, transparency and a client-first mindset. His brand is more than business – it’s a rebellion against corporate noise and a call to do things differently.