Your Money Guide on the Side
Your Money Guide on the Side
Podcast Description
Your go-to podcast for mastering money and investing. Hosted by Tyler Gardner, a trusted influencer with over 2M followers, Your Money Guide on the Side simplifies the complex, adds nuance to what seems simple, and connects you with the brightest minds in finance, investing, and business. Whether you’re just starting or leveling up, this is your one-stop resource to navigate your own finances with clarity, confidence, and a bit of fun. Let’s get you one step closer to where you need to be.
Podcast Insights
Content Themes
The podcast covers financial literacy, investment strategies, emotional resilience in investing, and optimizing personal finances, with episodes like Political Nonsense exploring the impact of political events on market behavior and TikTok Bans discussing the importance of diversifying income streams. The show emphasizes long-term investing principles and emotional awareness to navigate market volatility.

Your go-to podcast for mastering money and investing. Hosted by Tyler Gardner, a trusted influencer with over 4M followers, Your Money Guide on the Side simplifies the complex, adds nuance to what seems simple, and connects you with the brightest minds in finance, investing, and business. Whether you’re just starting or leveling up, this is your one-stop resource to navigate your own finances with clarity, confidence, and a bit of fun. Let’s get you one step closer to where you need to be.
Pre-order Tyler’s book, Real Wealth, at tylergardner.com/book and be eligible for all monthly incentives between now and December 1st!
And as always, a MASSIVE thank you to this week’s sponsors:
- DeleteMe→ joindeleteme.com/tyler20 Use code Tyler20 for up to 20% off!
- Gelt → joingelt.com/tyler because Q3 is where strategic businesses make game-changing tax moves. If you’re a business or a high-net worth individual, time to make moves.
- Caldera+ Lab→ If you’ve been meaning to take better care of your skin, head to CalderaLab.com/TYLER and use code TYLER for 20% off your first order.
- Facet → facet.com/tyler for an exclusive $550 kickstart offer!
And on to the show notes!!
You can have enough money and still be afraid to spend it.
That’s the final problem.
In Part 5 of the Art of Decumulation series, Tyler moves beyond withdrawal rates, tax brackets, and portfolio mechanics to the harder question:
How do you actually become a spender after spending forty years becoming a saver?
Because the transition isn’t really financial.
It’s an identity shift.
In this episode, Tyler covers:
- Why saving becomes part of your identity—not just a behavior
- The real cost of oversaving in retirement
- Why permission to spend has to come from you
- How to front-load experiences whose value declines with age
- Why retirees should explicitly define what the money is for
- The case for giving money away while you’re still alive to see what it changes
- Why real wealth is ultimately about control over your time
The core idea:
The portfolio exists to fund the life. The life does not exist to preserve the portfolio.
Spend on the experiences that won’t wait.
Give while you can witness the impact.
And use the money to buy back the hours you actually care about.
This is Part 5 and the final episode of the Art of Decumulation series.
If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps.
Hope this gives you something to think about this week.

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