That Backyard Property Podcast
That Backyard Property Podcast
Podcast Description
I'm Michael Killiner the host of 'That Backyard Property' podcast. Join me as we embark on an exciting journey to help, inspire, and empower prospective property buyers in Australia. The podcast will explore the property buying process, the myths surrounding property acquisition, and practical guidance for navigating the market. I'll speak with expert guests to provide valuable insights every fortnight, alongside bite-sized episodes to simplify complex real estate jargon for you. Tune in every Tuesday for new episodes and learn how to take decisive steps towards your property goals!
Podcast Insights
Content Themes
The podcast covers a variety of themes related to property buying, including the property buying process, common myths, market trends, and practical guidance. Specific episodes explore topics such as personal finance management during home purchases, insights from experienced property developers, the role of buyers agents, and the emotional aspects of property ownership.
I’m Michael Killiner the host of ‘That Backyard Property’ podcast. Join me as we embark on an exciting journey to help, inspire, and empower prospective property buyers in Australia. The podcast will explore the property buying process, the myths surrounding property acquisition, and practical guidance for navigating the market. I’ll speak with expert guests to provide valuable insights every fortnight, alongside bite-sized episodes to simplify complex real estate jargon for you. Tune in every Tuesday for new episodes and learn how to take decisive steps towards your property goals!
In this mini episode of That Backyard Property Pod, Michael explains APRA’s newly introduced lending rules, focusing on a debt-to-income cap that limits banks to issuing no more than 20% of new loans to borrowers with a DTI of 6x or higher. They outline why the rule was introduced after record investor lending through 2024–2025, clarify that it’s a quota rather than a ban, and note key exemptions such as bridging loans for owner-occupiers and loans for purchasing or constructing new dwellings. The episode highlights who is most affected—multi-property investors, self-employed borrowers, and those planning aggressive growth in 2026—and shares five actions: calculate your DTI, speak to a broker early, consider non-bank lenders, use new-build exemptions, and reduce existing liabilities.General advice only and not personal advice. CRN 485467————————————–Subscribe: https://www.youtube.com/@ThatBackyardPropertyPodcastInstagram: https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==Website: https://tuskfinance.com.auConnect with Michael: Facebook: https://www.facebook.com/tuskfinancemkInstagram: https://www.instagram.com/mortgageswmichael LinkedIn: https://www.linkedin.com/in/michaelkillinerTikTok: https://www.tiktok.com/@backyardpropertypodcastTusk Finance: [email protected]————————————–Chapters:(00:00) New Lending Rules Intro(00:34) APRA Changes Explained(01:42) Why APRA Stepped In(02:37) DTI Cap Breakdown(03:58) Exemptions And Limits(04:43) Who Gets Hit Hardest(05:54) Guardrail Not Handbrake(06:44) Five Step Action Plan(08:22) Big Picture Strategy(08:58) Key Takeaways Recap(10:39) Closing And Next EpisodeProduced by Podwave Studios: https://www.podwavestudios.au #ThatBackyardPropertyPod #PerthPropertyMarket #MichaelKilliner #PerthRealEstate #WAProperty #PropertyInvesting #MarketAnalysis #PerthHousing #RealEstateAustralia #WealthCreation #PerthGrowth #Jolimont #Vash #HousingSupply #RentalCrisis #InvestingInPerth #PropertyData2026 #WestAustralia #SuburbanGrowth #PerthInvestment
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