Most families talk to their kids about grades, manners, and screens, then go silent on the thing that will shape their choices for decades: money. We want to change that. In this episode, Philip and Cris lay out a simple, repeatable way to teach financial literacy at home. They share the principles, the family meeting structure, and the mindset shift from discipline to systems so wealth becomes stewardship, not entitlement. 

Some topics covered are: 

• Raising stewards, not consumers
• Automating “pay yourself first”
• The 80/10/10 framework
• Why money needs education
• Building a family money book club
• Running real family meetings
• Incentivizing healthy habits
• Reviewing real accounts together
• Talking wealth with older children and siblings
• Earning, investing, and stewarding money
• And more…