Every mother needs a million dollars. That’s not a hot take, that’s the math.

In this episode, Nikki is breaking down the real, updated cost of raising a child and caring for aging parents in this economy, why caretakers are chronically under-resourced by design, and what it actually means to want wealth as a woman whose labor holds entire families and communities together.

This is the brass tacks money conversation nobody in the personal finance space is having with a liberation lens.

In this episode:

• What it actually costs to raise a child to adulthood in 2026 (the numbers will surprise you)

• The staggering financial toll of elder care and family caregiving on women’s lifetime earnings

• Why the care crisis is a policy failure, not a personal one

• What it means to want a million dollars and still be in right relationship with your values

Special thanks to Def Sound for providing the theme for Interrupting Business As Usual.⁣⁣⁣⁣ ⁣

Where do we go from here?

• To learn more about what you heard on the podcast today, visit nikkiblak.com.

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• Follow Nikki on IG: @nikkiblak

Work With Nikki

If this conversation challenged the way you think about labor, care, burnout, overfunctioning, liberation, capitalism, motherhood, or your relationship to work and worth, applications for 1:1 coaching are open.

Through an intersectional feminist lens, Nikki helps women and femmes examine the systems shaping their lives, relationships, work, money, ambition, caregiving, and self-worth so they can build build businesses, careers, and lives that resource them instead of consuming them without replicating the systems they’re trying to dismantle.

TAP HERE to apply.

Next episode: We’ll be talking about money matrescence — how becoming responsible for another life literally rewires your brain around money, risk, and resource.