Now if you know me, or you’ve listened to this show before, you already know I’m not a fan of traditional budgeting. That word alone can bring up feelings of guilt, scarcity, and frustration—especially when your income isn’t predictable or your lifestyle doesn’t fit neatly into a spreadsheet.

In this episode, I’m flipping the script and sharing a system I’ve seen bring real clarity and freedom to my clients: the 50/30/20 cash flow plan. It’s simple, it’s flexible, and—most importantly—it works. We’ll break down exactly how to set it up, how to track it without obsessing, and how it helps you make confident spending decisions while still hitting your savings goals.

Whether you’re a real estate agent juggling variable income or a busy professional who just wants peace of mind around money, this episode will show you how to create a plan that works for your life.

So with that, let’s jump into today’s conversation about ditching budgeting burnout and stepping into a more empowered, flexible approach to managing your cash flow.