The IRA Cafe

The IRA Cafe
Podcast Description
Welcome to The IRA Café, the podcast where retirement planning feels as warm and inviting as your favorite coffee shop. Hosted by Jasmine Trocchia of American IRA, this show is all about making your financial future approachable, empowering, and maybe even a little fun.
When you’re saving for retirement, you’re investing—it’s as simple as that. But did you know you have a choice about what your money is invested in? While most traditional plans keep your funds in the stock market through mutual funds and individual stocks, sometimes it pays to think outside the stock market. That’s where The IRA Café comes in.
This podcast is your guide to exploring alternative investments through self-directed IRAs. Whether you’re a beginner dipping your toes into retirement planning, an experienced saver ready to diversify, or an entrepreneur looking for innovative ways to grow your wealth, this show is for you.
Our mission is simple: to demystify alternative investing and make it accessible to everyone. Each episode breaks down the intimidating concepts of self-directed IRAs and opens the door to exciting opportunities like real estate, private equity, precious metals, venture capital, hedge funds, oil and gas interests, private lending portfolios, and more.
But it’s not just about the technical details—we’re here to change how you think about your money. We’ll share real-life success stories, actionable strategies, and insights that fit your unique financial journey. With straightforward tips and zero financial jargon, we make retirement planning feel like a conversation with a friend.
Whether your dream retirement includes financial independence, the freedom to travel, or the chance to leave a legacy for your loved ones, The IRA Café will help you get there. Tune in every other week as we break down the rules of self-directed IRAs, explore creative investment options, and make planning your financial future a little easier—and a lot more enjoyable.
Your path to retirement should be as unique as you are, and The IRA Café is here to help you chart the course. Pull up a chair, grab your favorite brew, and join us for a fresh take on retirement planning.
Podcast Insights
Content Themes
The podcast discusses alternative investments through self-directed IRAs, covering topics such as real estate trends, private equity, and personal finance strategies, with examples including detailed discussions on the benefits of debt validation funds and the current rental market dynamics.

Welcome to The IRA Café, the podcast where retirement planning feels as warm and inviting as your favorite coffee shop. Hosted by Jasmine Trocchia of American IRA, this show is all about making your financial future approachable, empowering, and maybe even a little fun.
When you’re saving for retirement, you’re investing—it’s as simple as that. But did you know you have a choice about what your money is invested in? While most traditional plans keep your funds in the stock market through mutual funds and individual stocks, sometimes it pays to think outside the stock market. That’s where The IRA Café comes in.
This podcast is your guide to exploring alternative investments through self-directed IRAs. Whether you’re a beginner dipping your toes into retirement planning, an experienced saver ready to diversify, or an entrepreneur looking for innovative ways to grow your wealth, this show is for you.
Our mission is simple: to demystify alternative investing and make it accessible to everyone. Each episode breaks down the intimidating concepts of self-directed IRAs and opens the door to exciting opportunities like real estate, private equity, precious metals, venture capital, hedge funds, oil and gas interests, private lending portfolios, and more.
But it’s not just about the technical details—we’re here to change how you think about your money. We’ll share real-life success stories, actionable strategies, and insights that fit your unique financial journey. With straightforward tips and zero financial jargon, we make retirement planning feel like a conversation with a friend.
Whether your dream retirement includes financial independence, the freedom to travel, or the chance to leave a legacy for your loved ones, The IRA Café will help you get there. Tune in every other week as we break down the rules of self-directed IRAs, explore creative investment options, and make planning your financial future a little easier—and a lot more enjoyable.
Your path to retirement should be as unique as you are, and The IRA Café is here to help you chart the course. Pull up a chair, grab your favorite brew, and join us for a fresh take on retirement planning.
Welcome back to another episode of the IRA Cafe podcast! Today, Jasmine is joined by Louisa Hext, a credentialed mediator, adjudicator, evaluator, and life coach with extensive experience supporting families through conflict, especially around estate planning, wills, and trusts.
In this unique episode, Jasmine and Louisa move beyond the technical and financial aspects of estate planning to explore the deeply personal and emotional challenges that often arise when family members must make decisions about money, inheritances, and distributions after the loss of a loved one. Louisa draws on both her professional expertise and a touching personal story involving her own family and her mother’s jewelry to illuminate the very real impacts of perceived injustice, changing family dynamics, and what “fairness” looks like when emotions are high. She shares the difference between her work as a life coach, which focuses on walking alongside clients as a compassionate guide, and as a mediator or adjudicator, who helps individuals in conflict move toward constructive agreements.
Together, they discuss how proactive communication, transparency, and even engaging a neutral third party can help prevent conflict before it starts and foster healing where rifts already exist. This episode offers actionable insights for anyone thinking about their legacy, navigating tricky family dynamics, or simply wanting to ensure that financial decisions leave loved ones with peace, not pain.
Key takeaways:
- Emotional Impact of Estate Planning: Louisa highlights that one of the biggest triggers in estate planning is the shock and sense of unfairness when expectations do not align with the actual decisions made in a will or trust, often causing deep emotional rifts in families.
- The Moveable Goalpost of “Justice”: What feels fair or “just” can change over time as emotions evolve, with initial anger and resentment sometimes turning into a desire for healing and reconnection years later.
- Proactive, Transparent Communication: Open, honest family conversations before decisions become urgent can reduce misunderstandings and diffuse future conflicts, making it easier for everyone to understand the “why” behind asset distribution.
- The Role of Neutral Third Parties: Bringing in a mediator, life coach, or other neutral party can help facilitate difficult conversations, reduce emotional charge, and prevent confrontations from derailing estate planning or legacy discussions.
- Taking Care of Yourself: Louisa emphasizes the importance of self-awareness and acknowledging your own feelings during these processes, as well as being proactive in seeking support rather than resorting to avoidance or denial.
- Personalized Support: Estate planning and family conflict resolution are never “one-size-fits-all”—Louisa customizes her approach for every client and encourages seeking tailored guidance, whether through coaching, mediation, or group support.
Whether you are currently navigating estate planning, anticipating family change, or helping a loved one manage their legacy, this episode brings the emotional considerations to the forefront—reminding us that true wealth includes healthy relationships and peace of mind. For more resources or to connect with Louisa Hext, visit embraceforgiveness.com or reach out for a complimentary discovery call.

Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
For a complete disclaimer, please see our Full Disclaimer on the archive page. The Podcast Collaborative bears no responsibility for the podcast’s themes, language, or overall content. Listener discretion is advised. Read our Terms of Use and Privacy Policy for more details.