Bestselling Author and Retirement Planning Expert, Matt Richman, zooms out from “money tactics” and talks about purpose: using money to create meaningful experiences and memories while you’re alive. He emphasizes that families rarely remember account balances, but they do remember trips, traditions, generosity, and time together. He also encourages retirees to talk with children and grandkids about what they’re doing and why—especially if they’re setting up legacy strategies (like multiplying RMDs)—so the next generation learns the values behind the plan, not just the numbers.