This week on The Street Smart Millionaire, Rick Ruby pulls no punches. He shares what it really takes to become wealthy and why so many business owners stay broke chasing the wrong vision.

💥 Are you focused on building wealth, or just building a brand?

Rick breaks down the 3 essentials of business growth:

• A flood of warm, qualified leads
• A spectacular, dependable team
• And smart money management

He also drops the 4 pillars of a powerful business model:

1. Active, present ownership
2. Strong capital reserves
3. A consistent client experience
4. A unified, all-in team culture

And in classic Rick Ruby fashion — he holds nothing back.

🎯 “I am broken. I hate it. And I’m going to seek help.”

If you’re not growing, you’re dying. If you’re not improving, you’re slipping. And if you want to build wealth with purpose, it starts with accountability.

P.S. Are you a Realtor or Lender doing $20M+ in volume?

Want real coaching from real producers?

Join Rick in San Antonio for the Level 3 Summit, May 14–16.

👉 Book Your Spot Now

The CORE Training

Helping Lenders & Realtors Make More Money, Save More Money, & Get More Organized.