The Smart Business Owner Podcast
The Smart Business Owner Podcast
Podcast Description
Welcome to The Smart Business Owner Podcast! This is your go-to resource for practical, actionable strategies to work smarter and achieve lasting success. Whether you're a new entrepreneur, an experienced business owner, or simply looking to streamline and grow, this podcast is for you.
Join Shubert as he shares insights, real-life lessons, and expert advice on growth, time management, marketing, team leadership, and work-life balance. Tune in weekly for inspiring stories, proven strategies, and tips you can use right away. Hit subscribe and start building a smarter business!
Podcast Insights
Content Themes
The podcast covers a wide range of themes centered around entrepreneurship and business growth. Notable topics include time management, marketing strategies, real estate insights, and work-life balance, with specific episodes highlighting AC maintenance costs, the pitfalls in real estate deals, and expert mortgage strategies.

Welcome to The Smart Business Owner Podcast! This is your go-to resource for practical, actionable strategies to work smarter and achieve lasting success. Whether you’re a new entrepreneur, an experienced business owner, or simply looking to streamline and grow, this podcast is for you.
Join Shubert as he shares insights, real-life lessons, and expert advice on growth, time management, marketing, team leadership, and work-life balance. Tune in weekly for inspiring stories, proven strategies, and tips you can use right away. Hit subscribe and start building a smarter business!
Most retirees are taught the 4 percent rule, then wonder why their plan feels shaky when markets swing. In this interview, author and fiduciary advisor Shubert Cineus breaks down what actually derails retirement income and how to plan with taxes, sequence of returns, longevity, and interest rates in mind. You will learn the right questions to ask, how annuities can function as a tool for predictable income, and why “media snippets” are not a plan.
What you will learn:
• Why sequence of returns risk can sink a “safe” withdrawal plan
• How to think about tax deferred, taxable, and tax free buckets
• Where annuities may fit as an income tool and what fees to watch for
• Longevity and long-term care costs many families underestimate
• Why quarterly reviews and comprehensive planning matter
• How to avoid herd mentality and build a plan you understand
Get the book on Amazon: https://a.co/d/31Lb5D5
Book a no-cost intro call at Modern Edge Capital to see if we can help you create a written retirement income plan.
Compliance and important disclosures:
This content is for educational purposes only and is not individualized investment, tax, or legal advice. Investment advisory services may be offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. Guarantees associated with annuities are subject to the claims-paying ability of the issuing insurance company. Annuities may include fees and surrender charges. Past performance is not indicative of future results. Consult your own tax, legal, and financial professionals before making decisions.

Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
For a complete disclaimer, please see our Full Disclaimer on the archive page. The Podcast Collaborative bears no responsibility for the podcast’s themes, language, or overall content. Listener discretion is advised. Read our Terms of Use and Privacy Policy for more details.