Does Ayeh think the One Big Beautiful Bill will fix anything or just move the pain around?

This week, we dig into the One Big Beautiful Bill—a massive budget proposal that promises growth while quietly shifting costs, benefits, and uncertainty across the economy. Whether you’re trying to buy a home, pay down student loans, plan for retirement, or just make sense of where the economy is heading, this episode connects the dots.

We cover:

• A $1,000 “baby bonus” and the new Trump Account for kids

• Why some students could see loan balances grow by 15%

• Stricter Pell Grant rules that leave behind working students, part-timers, and anyone with “family assets” on paper but not in real life.

• Benefits in the tax plan for high earners, mid-income seniors, LLCs, and self-employment income

• Cuts to Medicaid and SNAP that shift financial responsibility for social programs to states

• Clean energy rollbacks that could shake up jobs, investments, and emissions targets

• A steep new tax on university endowments—and what that means for innovation hubs and research jobs

And if you’re wondering how all of this ties into what you’re feeling day to day? We also walk through the latest numbers:

• Recession risk has dropped but hasn’t disappeared—market estimates range from 25% to 40%, this year

• Home sales are mixed, with builder incentives driving short-term bumps but long-term weakness in the pipeline

• Consumer confidence is up slightly, but still sits below neutral, especially when people look ahead

• Global growth looks stronger on paper, but a lot of it is front-loaded, driven by companies rushing to beat tariffs

• Treasury yields are spiking, revealing deeper worries about U.S. stability and long-term debt

It’s a wide-ranging conversation, but it comes back to one question: how do we make steady decisions when the rules keep changing? Ayeh and Jenni unpack the headlines with calm, clarity, and a little side-eye for duct tape economics.