You Never Know with Nicole Lee
You Never Know with Nicole Lee
Podcast Description
Welcome to You Never Know where we talk about life, career, change & the stories of people who have taken the unconventional road & embraced the unknown. Where we talk about things we don’t normally talk about with our families and sometimes even with our friends, especially here in Asia. After more than a decade in a top private bank and a transformational experience at a startup which changed my life, I am now rewriting my life story, walking into the unknown, and inspiring others to thrive in life. Thank you so much for your support, wherever you are in the world. It means a lot to me. - Nicole
Podcast Insights
Content Themes
The podcast covers various themes such as career reinvention, generational dilemmas, and personal transformation. Highlights include discussions on the pressure faced by Gen Z regarding social media, as well as stories of professionals like Frank Koo who challenge traditional views of success and fulfillment, emphasizing purpose over pay.

You never know where one choice might take you. One story that could change your life. One conversation that shifts everything you thought you knew.
I’m Nicole — host of You Never Know, a podcast with real conversations about life, career, finance, and health, featuring visionary people who’ve taken the unconventional road and embraced the unknowns.
After 13 years at a top private bank and a transformational leap into fintech and entrepreneurship, I created You Never Know to inspire people to discover the different truths in life — and the infinite pathways that emerge when we look within.
Thank you so much for being here. If this resonates with you, I’d love for you to like, comment, subscribe, and share it with someone who might need it today.
With ❤️ from Singapore,
Nicole
If you could live anywhere in the world, would you know where to go? I speak with Nirbhay Handa, global mobility entrepreneur & CEO of Multipolitan, about how cities are evolving, why global mobility is becoming more nuanced, and how Millennials and Gen Zs are shaping a more borderless way of living.
We explore why cities are increasingly becoming “pseudo-states” where talent and capital concentrate, the three types of cities that will thrive — financial centres, nomad-friendly cities, and startup-friendly cities — and why “builder cities” like Singapore and Dubai are rising while legacy titans risk falling behind.
We also dive into digital states, AI, sovereignty beyond geography, and what people often get wrong when choosing where to live.
Chapter markers:
00:00 Introduction
02:10 Millennials & Gen Z: Redefining Success
04:18 What Wealth Means Today: Optionality, Frictionless Living, Well-Being
06:31 Decoupling Identity From Your Birth Certificate
08:44 Why Cities Are Becoming “Pseudo-States”
09:28 The 3 Types of Cities That Will Thrive
10:30 Builder Cities vs Legacy Titans
12:09 Why Singapore and Dubai Are Rising
17:15 How to Choose Where to Live Today
24:37 Alternative Residencies & Hedging Your Life
33:30 Digital States
37:00 One Underrated City to Watch
38:00 The Future of Global Mobility
39:12 What Most People Get Wrong About Choosing Where to Live
40:14 What “Home” Means in a Borderless World
💌 If you’re new to this channel, I’m Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, through You Never Know Studios, I partner with leaders and organizations to shape strategic narratives through video content that authentically resonates.
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🔗 Connect with Nirbhay Handa
🌐 Website: https://www.multipolitan.com/
👤 LinkedIn: linkedin.com/in/nirbhay-handa-44949822
📲 Instagram:
@handa.eth
@multipolitan.app
🔗 Connect with Nicole Lee
🌐 Website: www.youneverknow.co
👤 LinkedIn: www.linkedin.com/in/nicoleleethisisme
📺 YouTube: www.youtube.com/@nicoleleethisisme
📲 Instagram / TikTok: @nicoleleethisisme

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