You Never Know with Nicole Lee
You Never Know with Nicole Lee
Podcast Description
Welcome to You Never Know where we talk about life, career, change & the stories of people who have taken the unconventional road & embraced the unknown. Where we talk about things we don’t normally talk about with our families and sometimes even with our friends, especially here in Asia. After more than a decade in a top private bank and a transformational experience at a startup which changed my life, I am now rewriting my life story, walking into the unknown, and inspiring others to thrive in life. Thank you so much for your support, wherever you are in the world. It means a lot to me. - Nicole
Podcast Insights
Content Themes
The podcast covers various themes such as career reinvention, generational dilemmas, and personal transformation. Highlights include discussions on the pressure faced by Gen Z regarding social media, as well as stories of professionals like Frank Koo who challenge traditional views of success and fulfillment, emphasizing purpose over pay.

You never know where one choice might take you. One story that could change your life. One conversation that shifts everything you thought you knew.
I’m Nicole — host of You Never Know, a podcast with real conversations about life, career, finance, and health, featuring visionary people who’ve taken the unconventional road and embraced the unknowns.
After 13 years at a top private bank and a transformational leap into fintech and entrepreneurship, I created You Never Know to inspire people to discover the different truths in life — and the infinite pathways that emerge when we look within.
Thank you so much for being here. If this resonates with you, I’d love for you to like, comment, subscribe, and share it with someone who might need it today.
With ❤️ from Singapore,
Nicole
Why do some rich people still feel poor? When is enough money, enough? Kees Stoute, former CEO of EFG Bank for Hong Kong and Singapore, and author of the book Help! I’m Rich!, believes the biggest challenge of wealth isn’t financial. It’s psychological.
In this episode of the You Never Know Podcast, we explore why some of the wealthiest people still struggle with the idea of “enough”, how self-worth is often tied to net worth, and why money can create pressures and problems most people never expect.
Kees also shares his unconventional journey from accidental IT programmer to bank CEO — and why sometimes the best opportunities appear when you stop trying to control every step of the way.
What does wealth mean to you? And what actually makes your life feel rich? If you're curious about the psychology of wealth and investing, this conversation is for you.
Chapters:
00:00 — Introduction
02:00 — The Hidden Problems of Being Rich
03:28 — The Biggest Mistakes Rich People Make
06:15 — Why Money Attracts the Wrong Crowd
07:00 — How to Spot a Bad Banker
09:30 — What a Good Wealth Manager Actually Does
12:10 — Why the Best Bankers Challenge Clients
16:30 — Why Money Stops Making You Happy
18:45 — When Is Enough Money Enough?
21:00 — Are Private Banks Losing Relevance?
22:35 — The Best Kept Secret in Investing
25:00 — From IT Programmer to Bank CEO
31:00 — Why Losing Your Job Isn’t the End
34:00 — What Wealth Really Means
34:45 — What “You Never Know” Means to Kees
💌 If you’re new to this channel, I’m Nicole Lee. I spent 13 years in private banking, took a leap of faith into fintech, walked away without a job while navigating a major life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, through You Never Know Studios, I partner with leaders and organizations to shape strategic, credible narratives through video content that authentically resonates.
—
🔗 Connect with Kees Stoute
👤 LinkedIn: linkedin.com/in/kees-stoute
📚 Buy Kees’ book, Help! I’m Rich!: https://www.wiley.com/en-us/Help%2C+I'm+Rich!%3A+Your+Compass+to+a+Value-Adding+Private+Banking+Experience-p-9781119020547
🔗 Connect with Nicole Lee
🌐 Website: www.youneverknow.co
👤 LinkedIn: www.linkedin.com/in/nicoleleethisisme
📺 YouTube: www.youtube.com/@nicoleleethisisme
📲 Instagram / TikTok: @nicoleleethisisme

Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
For a complete disclaimer, please see our Full Disclaimer on the archive page. The Podcast Collaborative bears no responsibility for the podcast’s themes, language, or overall content. Listener discretion is advised. Read our Terms of Use and Privacy Policy for more details.